Compare Today’s Mortgage Rates for Geneva, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Geneva, Idaho 83238. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,022 or $20 / month in Geneva and surrounding areas of Bear Lake county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Geneva, Idaho 83238.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Geneva, Idaho 83238

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Geneva, ID 83238, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Geneva, Idaho 83238 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Geneva, Idaho and around Bear Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Geneva, Idaho 83238

If you’re looking to buy a new home in Geneva, we have compiled a list of the leading mortgage brokers around Geneva, Idaho 83238 to help you with your search.

Name
Address
Contact

Ruud, Debbie Manager - Value Mortgage

2346 Niter Bench Rd

Grace ID 83238

(208) 425-9017

debruud@ida.net

Wells Fargo Home Mortgage

950 Yellowstone Ave

Pocatello ID 83238

(208) 232-9188

http://www.wellsfargo.com/mortgage/

B & R Check Holders

235 W Quinn Rd

Pocatello ID 83238

(208) 478-4404

http://www.checkholder.com/

City First Mortgage Services

475 Yellowstone Ave

Pocatello ID 83238

(208) 478-8600

daren.crockett@city1st.com

Springleaf Financial Services

345 Yellowstone Ave

Pocatello ID 83238

(208) 233-0255

compliancehelpline@slfs.com

Address

2346 Niter Bench Rd

Grace ID

Contact

(208) 425-9017

debruud@ida.net

Address

950 Yellowstone Ave

Pocatello ID

Contact

(208) 232-9188

http://www.wellsfargo.com/mortgage/

Address

235 W Quinn Rd

Pocatello ID

Contact

(208) 478-4404

http://www.checkholder.com/

News on Mortgages and Reverse Mortgages for Geneva, Idaho 83238