Compare Today’s Mortgage Rates for Gooding, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gooding, Idaho 83330. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,685 or $21 / month in Gooding and surrounding areas of Gooding county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gooding, Idaho 83330.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gooding, Idaho 83330

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gooding, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gooding, ID 83330, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gooding, ID

Historical Mortgage Rates for Gooding, Idaho 83330 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Gooding, Idaho and around Gooding county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.13% 86.34% 86.25% 89.83% 93.95% 93.05% 87.72% 87.66%
avg mortgage rate 4.87% 4.65% 3.82% 3.91% 4.38% 4.08% 3.83% 4.15%
% 15 year fixed mortgage 8.33% 10.57% 11.25% 9.60% 5.53% 5.38% 10.33% 11.04%
avg mortgage rate 4.29% 3.91% 3.17% 3.00% 3.56% 3.38% 3.02% 3.59%
Avg credit score 760.34 760.29 759.64 755.50 753.37 754.28 753.12 746.91
Avg LTV (loan to value) 76.41% 78.87% 77.64% 80.30% 82.74% 81.67% 82.04% 81.71%
Avg DTI (debt to income) 32.39 31.15 30.88 32.50 32.91 32.70 32.84 33.88
% First time homebuyer 24.28% 23.35% 17.08% 14.12% 21.05% 31.39% 26.12% 15.58%
Avg mortgage insurance % 5.11% 6.64% 6.62% 10.21% 12.94% 12.11% 12.46% 11.18%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gooding, Idaho 83330

If you’re looking to buy a new home in Gooding, we have compiled a list of the leading mortgage brokers around Gooding, Idaho 83330 to help you with your search.

Name
Address
Contact

E Z Money Pay Day Loans

124 E Yakima

Jerome ID 83330

(208) 324-9700

http://www.ezmoneypaydayloans.com

Guild Mortgage Company - Teri Adams

2716 S Lincoln Ave

Jerome ID 83330

(208) 410-4222

Xpress Cash

1976 S Lincoln Ave

Jerome ID 83330

(208) 324-0600

World Finance

1976 S Lincoln Ave

Jerome ID 83330

(208) 324-0160

Express Cash

400 N Main St

Hailey ID 83330

(208) 788-4908

id025@xpresscorp.com

Address

124 E Yakima

Jerome ID

Contact

(208) 324-9700

http://www.ezmoneypaydayloans.com

Address

2716 S Lincoln Ave

Jerome ID

Contact

(208) 410-4222

Address

1976 S Lincoln Ave

Jerome ID

Contact

(208) 324-0600

News on Mortgages and Reverse Mortgages for Gooding, Idaho 83330