Compare Today’s Mortgage Rates in Grace, Idaho 83241
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Grace, Idaho 83241.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,866 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Grace and other areas of Caribou county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Grace, Idaho 83241
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Interactive Mortgage Rate Projections for Grace, Idaho 83241
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Grace, ID 83241. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Grace, Idaho 83241 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Grace, Idaho and around Caribou county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
| avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
| % 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
| avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
| Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
| Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
| Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
| % First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
| Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Grace, Idaho 83241
For those searching for a new home in Grace, we have compiled a list of the top mortgage brokers located in and around Grace, Idaho 83241 to assist you with your search.
Ruud, Debbie Manager - Value Mortgage
2346 Niter Bench Rd
Grace ID 83241
(208) 425-9017
debruud@ida.net
OneMain Financial
2270 Thain
Grace ID 83241
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Wells Fargo Home Mortgage
950 Yellowstone Ave
Pocatello ID 83241
(208) 232-9188
http://www.wellsfargo.com/mortgage/
B & R Check Holders
235 W Quinn Rd
Pocatello ID 83241
(208) 478-4404
http://www.checkholder.com/
City First Mortgage Services
475 Yellowstone Ave
Pocatello ID 83241
(208) 478-8600
daren.crockett@city1st.com
Address
2346 Niter Bench Rd
Grace ID
Contact
(208) 425-9017
debruud@ida.net
Address
2270 Thain
Grace ID
Contact
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Address
950 Yellowstone Ave
Pocatello ID
Contact
(208) 232-9188
http://www.wellsfargo.com/mortgage/