Compare Today’s Mortgage Rates for Harvard, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harvard, Idaho 83834. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,604 or $35 / month in Harvard and surrounding areas of Latah county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harvard, Idaho 83834.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Harvard, Idaho 83834

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Harvard, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harvard, ID 83834, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Harvard, ID

Historical Mortgage Rates for Harvard, Idaho 83834 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Harvard, Idaho and around Latah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harvard, Idaho 83834

If you’re looking to buy a new home in Harvard, we have compiled a list of the leading mortgage brokers around Harvard, Idaho 83834 to help you with your search.

Name
Address
Contact

Jameson Mortgage Company

1677 E Miles Ave

Hayden ID 83834

(208) 772-0604

Wells Fargo Home Mortgage

204 W Hayden Ave

Hayden ID 83834

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Larry Waters

157 W Hayden Ave

Hayden ID 83834

(208) 762-6887

http://www.fnbmtg.com/lwaters

Jameson Mortgage Company

1400 E Hayden Ave

Hayden ID 83834

(208) 772-0604

http://jamesonmortgage.com

HCMS

11836 N Reed Rd

Hayden ID 83834

(208) 635-5551

Address

1677 E Miles Ave

Hayden ID

Contact

(208) 772-0604

Address

204 W Hayden Ave

Hayden ID

Contact

(208) 769-1089

http://www.wellsfargo.com/mortgage/

Address

157 W Hayden Ave

Hayden ID

Contact

(208) 762-6887

http://www.fnbmtg.com/lwaters

News on Mortgages and Reverse Mortgages for Harvard, Idaho 83834