Compare Today’s Mortgage Rates in Homedale, Idaho 83628
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Homedale, Idaho 83628.
Our search engine thoroughly explores all home mortgage options in Homedale, Idaho 83628, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,270 in lifetime cash or $20 per month in Homedale and other areas of Owyhee county.
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Summary of Average Mortgages in Homedale, Idaho 83628
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Homedale, Idaho 83628
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Homedale, ID 83628. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Homedale, Idaho 83628 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Homedale, Idaho and around Owyhee county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.05% | 96.93% | 96.77% | 95.94% | 95.92% | 94.23% | 92.51% | 93.82% | 91.23% |
| avg mortgage rate | 6.14% | 4.37% | 2.99% | 3.37% | 4.32% | 4.68% | 4.23% | 3.94% | 4.14% |
| % 15 year fixed mortgage | 1.95% | 2.39% | 2.82% | 3.36% | 3.34% | 4.97% | 5.56% | 4.98% | 7.57% |
| avg mortgage rate | 5.40% | 3.75% | 2.47% | 2.84% | 3.86% | 4.05% | 3.40% | 3.26% | 3.32% |
| Avg credit score | 753.58 | 758.82 | 761.00 | 753.78 | 754.29 | 761.31 | 759.00 | 751.80 | 757.69 |
| Avg LTV (loan to value) | 76.08% | 72.99% | 76.96% | 78.76% | 79.31% | 75.39% | 77.96% | 79.50% | 78.94% |
| Avg DTI (debt to income) | 39.15 | 37.42 | 35.70 | 35.77 | 36.23 | 36.21 | 34.90 | 34.67 | 34.02 |
| % First time homebuyer | 38.63% | 27.82% | 27.85% | 29.21% | 27.68% | 14.66% | 15.03% | 16.27% | 16.71% |
| Avg mortgage insurance % | 10.85% | 8.32% | 9.48% | 9.63% | 9.17% | 7.98% | 9.08% | 9.98% | 9.35% |
Best Mortgage Brokers around Homedale, Idaho 83628
For those searching for a new home in Homedale, we have compiled a list of the top mortgage brokers located in and around Homedale, Idaho 83628 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
311 E Lake St
McCall ID 83628
(208) 634-3322
http://www.wellsfargo.com/mortgage/
Eagle Home Mortgage
125 Commerce St
McCall ID 83628
(208) 634-4400
http://www.eaglehomemortgage.com/
Mountain Mortgage Center
901 Evergreen Dr
McCall ID 83628
(208) 634-9770
http://www.resort-funding.com/
Stanley Dean, CLU, Insurance & Financial Services
106 E Park St
McCall ID 83628
(208) 634-3069
stan@isis-financial.com
Kristy's Home Loans
502 N 3rd St
McCall ID 83628
(208) 315-4056
kchapple@frontier.com
Address
311 E Lake St
McCall ID
Contact
(208) 634-3322
http://www.wellsfargo.com/mortgage/
Address
125 Commerce St
McCall ID
Contact
(208) 634-4400
http://www.eaglehomemortgage.com/
Address
901 Evergreen Dr
McCall ID
Contact
(208) 634-9770
http://www.resort-funding.com/