Compare Today’s Mortgage Rates for Idaho City, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Idaho City, Idaho 83631. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,022 or $20 / month in Idaho City and surrounding areas of Boise county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Idaho City, Idaho 83631.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Idaho City, Idaho 83631

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Idaho City, ID 83631, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Idaho City, Idaho 83631 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Idaho City, Idaho and around Boise county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Idaho City, Idaho 83631

If you’re looking to buy a new home in Idaho City, we have compiled a list of the leading mortgage brokers around Idaho City, Idaho 83631 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

311 E Lake St

McCall ID 83631

(208) 634-3322

http://www.wellsfargo.com/mortgage/

Eagle Home Mortgage

125 Commerce St

McCall ID 83631

(208) 634-4400

http://www.eaglehomemortgage.com/

Mountain Mortgage Center

901 Evergreen Dr

McCall ID 83631

(208) 634-9770

http://www.resort-funding.com/

Stanley Dean, CLU, Insurance & Financial Services

106 E Park St

McCall ID 83631

(208) 634-3069

stan@isis-financial.com

Kristy's Home Loans

502 N 3rd St

McCall ID 83631

(208) 315-4056

kchapple@frontier.com

Address

311 E Lake St

McCall ID

Contact

(208) 634-3322

http://www.wellsfargo.com/mortgage/

Address

125 Commerce St

McCall ID

Contact

(208) 634-4400

http://www.eaglehomemortgage.com/

Address

901 Evergreen Dr

McCall ID

Contact

(208) 634-9770

http://www.resort-funding.com/

News on Mortgages and Reverse Mortgages for Idaho City, Idaho 83631