Compare Today’s Mortgage Rates for Idaho Falls, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Idaho Falls, Idaho 83415. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,031 or $20 / month in Idaho Falls and surrounding areas of Fremont county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Idaho Falls, Idaho 83415.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Idaho Falls, Idaho 83415

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Idaho Falls, ID 83415, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Idaho Falls, Idaho 83415 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Idaho Falls, Idaho and around Fremont county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.75% 84.50% 83.20% 83.97% 87.15% 87.50% 86.55% 85.58%
avg mortgage rate 4.83% 4.61% 3.82% 3.90% 4.35% 3.99% 3.79% 4.08%
% 15 year fixed mortgage 9.58% 13.50% 14.00% 14.42% 9.82% 9.04% 10.92% 12.98%
avg mortgage rate 4.37% 3.84% 3.25% 3.03% 3.39% 3.31% 2.97% 3.15%
Avg credit score 765.17 766.42 760.59 763.55 760.80 756.72 752.21 750.14
Avg LTV (loan to value) 76.43% 79.97% 79.40% 80.06% 82.31% 81.18% 83.04% 80.87%
Avg DTI (debt to income) 30.15 30.81 30.66 31.13 31.63 32.08 33.11 32.95
% First time homebuyer 25.00% 24.00% 20.00% 16.35% 28.72% 26.73% 24.16% 17.79%
Avg mortgage insurance % 5.52% 7.30% 8.25% 9.26% 10.35% 10.94% 12.87% 11.60%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Idaho Falls, Idaho 83415

If you’re looking to buy a new home in Idaho Falls, we have compiled a list of the leading mortgage brokers around Idaho Falls, Idaho 83415 to help you with your search.

Name
Address
Contact

XCFS Northwest

2064 E 17th St

Idaho Falls ID 83415

(208) 522-3600

Countrywide Home Loans

1302 E 17th St

Idaho Falls ID 83415

(208) 552-2612

USA Home Loans

1833 E 17th St

Idaho Falls ID 83415

(208) 522-6027

Xpress Cash

2064 E 17th St

Idaho Falls ID 83415

(208) 522-3600

Bell Financial Group

1833 E 17th St

Idaho Falls ID 83415

(208) 932-4559

company@bellfingrp.com

Address

2064 E 17th St

Idaho Falls ID

Contact

(208) 522-3600

Address

1302 E 17th St

Idaho Falls ID

Contact

(208) 552-2612

Address

1833 E 17th St

Idaho Falls ID

Contact

(208) 522-6027

News on Mortgages and Reverse Mortgages for Idaho Falls, Idaho 83415