Compare Today’s Mortgage Rates for Idaho Falls, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Idaho Falls, Idaho 83404. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,153 or $25 / month in Idaho Falls and other areas of Bonneville county.

Our search engine explores all home mortgage options in Idaho Falls, Idaho 83404, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Idaho Falls, Idaho 83404

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Idaho Falls, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Idaho Falls, ID 83404, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Idaho Falls, ID

Historical Mortgage Rates for Idaho Falls, Idaho 83404 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Idaho Falls, Idaho and around Bonneville county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.75% 84.50% 83.20% 83.97% 87.15% 87.50% 86.55% 85.58%
avg mortgage rate 4.83% 4.61% 3.82% 3.90% 4.35% 3.99% 3.79% 4.08%
% 15 year fixed mortgage 9.58% 13.50% 14.00% 14.42% 9.82% 9.04% 10.92% 12.98%
avg mortgage rate 4.37% 3.84% 3.25% 3.03% 3.39% 3.31% 2.97% 3.15%
Avg credit score 765.17 766.42 760.59 763.55 760.80 756.72 752.21 750.14
Avg LTV (loan to value) 76.43% 79.97% 79.40% 80.06% 82.31% 81.18% 83.04% 80.87%
Avg DTI (debt to income) 30.15 30.81 30.66 31.13 31.63 32.08 33.11 32.95
% First time homebuyer 25.00% 24.00% 20.00% 16.35% 28.72% 26.73% 24.16% 17.79%
Avg mortgage insurance % 5.52% 7.30% 8.25% 9.26% 10.35% 10.94% 12.87% 11.60%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Idaho Falls, Idaho 83404

If you’re looking to buy a new home in Idaho Falls, we have compiled a list of the leading mortgage brokers around Idaho Falls, Idaho 83404 to help you with your search.

Name
Address
Contact

XCFS Northwest

2064 E 17th St

Idaho Falls ID 83404

(208) 522-3600

Countrywide Home Loans

1302 E 17th St

Idaho Falls ID 83404

(208) 552-2612

USA Home Loans

1833 E 17th St

Idaho Falls ID 83404

(208) 522-6027

Xpress Cash

2064 E 17th St

Idaho Falls ID 83404

(208) 522-3600

Bell Financial Group

1833 E 17th St

Idaho Falls ID 83404

(208) 932-4559

company@bellfingrp.com

Address

2064 E 17th St

Idaho Falls ID

Contact

(208) 522-3600

Address

1302 E 17th St

Idaho Falls ID

Contact

(208) 552-2612

Address

1833 E 17th St

Idaho Falls ID

Contact

(208) 522-6027

News on Mortgages and Reverse Mortgages for Idaho Falls, Idaho 83404