Compare Today’s Mortgage Rates in Kamiah, Idaho 83536
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Kamiah, Idaho 83536.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Kamiah, Idaho 83536. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,356 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Kamiah and other areas of Lewis county.
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Summary of Average Mortgages in Kamiah, Idaho 83536
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kamiah, Idaho 83536
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kamiah, ID 83536. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kamiah, Idaho 83536 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kamiah, Idaho and around Lewis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
% 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
% First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Kamiah, Idaho 83536
For those searching for a new home in Kamiah, we have compiled a list of the top mortgage brokers located in and around Kamiah, Idaho 83536 to assist you with your search.
Name
Address
Contact
PNC Mortgage
125 Johnson Ave
Orofino ID 83536
(208) 476-9405
http://pncmortgage.com
Prime Lending
180 Ruger Ln
Orofino ID 83536
(208) 476-9405
http://primelending.com
World Finance
1702 21st St
Lewiston ID 83536
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83536
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83536
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Address
125 Johnson Ave
Orofino ID
Contact
(208) 476-9405
http://pncmortgage.com
Address
180 Ruger Ln
Orofino ID
Contact
(208) 476-9405
http://primelending.com
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053