Compare Today’s Mortgage Rates for Kootenai, Idaho

Pureloan searches mortgage lenders and major banks in Kootenai, Idaho 83840 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,314 or $29 / month is expected in Kootenai and other areas of Bonner county.

Pureloan’s search engine explores all home mortgage options in Kootenai, Idaho 83840, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Kootenai, Idaho 83840

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Kootenai, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Kootenai, ID 83840, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Kootenai, ID

Historical Mortgage Rates for Kootenai, Idaho 83840 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Kootenai, Idaho and around Bonner county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Kootenai, Idaho 83840

If you’re looking to buy a new home in Kootenai, we have compiled a list of the leading mortgage brokers around Kootenai, Idaho 83840 to help you with your search.

Name
Address
Contact

Palouse Capital Mortgage

316 S Washington St

Moscow ID 83840

(208) 882-1915

Wells Fargo Home Mortgage

221 S Main St

Moscow ID 83840

(208) 883-5658

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

301 S Main St

Moscow ID 83840

(800) 304-5658

http://www.wellsfargo.com/mortgage/

Advantage America Mortgage

121 E 3rd St

Moscow ID 83840

(208) 882-4530

kinkeade@moscow.com

Title Cash

520 W 3rd St

Moscow ID 83840

(208) 882-2257

http://www.titlecash.com/

Address

316 S Washington St

Moscow ID

Contact

(208) 882-1915

Address

221 S Main St

Moscow ID

Contact

(208) 883-5658

http://www.wellsfargo.com/mortgage/

Address

301 S Main St

Moscow ID

Contact

(800) 304-5658

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Kootenai, Idaho 83840