Compare Today’s Mortgage Rates for Laclede, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laclede, Idaho 83841. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,084 or $45 / month in Laclede and surrounding areas of Bonner county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laclede, Idaho 83841.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Laclede, Idaho 83841

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laclede, ID 83841, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Laclede, Idaho 83841 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Laclede, Idaho and around Bonner county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laclede, Idaho 83841

If you’re looking to buy a new home in Laclede, we have compiled a list of the leading mortgage brokers around Laclede, Idaho 83841 to help you with your search.

Name
Address
Contact

Palouse Capital Mortgage

316 S Washington St

Moscow ID 83841

(208) 882-1915

Wells Fargo Home Mortgage

221 S Main St

Moscow ID 83841

(208) 883-5658

http://www.wellsfargo.com/mortgage/

Wells Fargo Home Mortgage

301 S Main St

Moscow ID 83841

(800) 304-5658

http://www.wellsfargo.com/mortgage/

Advantage America Mortgage

121 E 3rd St

Moscow ID 83841

(208) 882-4530

kinkeade@moscow.com

Title Cash

520 W 3rd St

Moscow ID 83841

(208) 882-2257

http://www.titlecash.com/

Address

316 S Washington St

Moscow ID

Contact

(208) 882-1915

Address

221 S Main St

Moscow ID

Contact

(208) 883-5658

http://www.wellsfargo.com/mortgage/

Address

301 S Main St

Moscow ID

Contact

(800) 304-5658

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Laclede, Idaho 83841