Compare Today’s Mortgage Rates in Lava Hot Springs, Idaho 83246
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lava Hot Springs, Idaho 83246.
Our search engine thoroughly explores all home mortgage options in Lava Hot Springs, Idaho 83246, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,151 in lifetime cash or $25 per month in Lava Hot Springs and other areas of Bannock county.
Summary of Average Mortgages in Lava Hot Springs, Idaho 83246
Become a certified mortgage expert on Pureloan.com
in Lava Hot Springs, Idaho 83246
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Lava Hot Springs, Idaho 83246
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lava Hot Springs, ID 83246. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lava Hot Springs, Idaho 83246 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lava Hot Springs, Idaho and around Bannock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
% 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
% First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Lava Hot Springs, Idaho 83246
For those searching for a new home in Lava Hot Springs, we have compiled a list of the top mortgage brokers located in and around Lava Hot Springs, Idaho 83246 to assist you with your search.
Crossroads Mortgage
904 Washington St
Montpelier ID 83246
(208) 847-0774
loans@crossroadsmortgage.com
Guild Mortgage
904 Washington St
Montpelier ID 83246
(208) 847-0774
loans@crossroadsmortgage.com
Wells Fargo Home Mortgage
720 Washington St
Montpelier ID 83246
(208) 847-0479
http://www.wellsfargo.com/mortgage/
Crossroads Mortgage
148 E 50 S
Malad City ID 83246
(208) 766-5214
http://www.crossroadsmortgage.com
Wells Fargo Home Mortgage
950 Yellowstone Ave
Pocatello ID 83246
(208) 232-9188
http://www.wellsfargo.com/mortgage/
Address
904 Washington St
Montpelier ID
Contact
(208) 847-0774
loans@crossroadsmortgage.com
Address
904 Washington St
Montpelier ID
Contact
(208) 847-0774
loans@crossroadsmortgage.com
Address
720 Washington St
Montpelier ID
Contact
(208) 847-0479
http://www.wellsfargo.com/mortgage/