Compare Today’s Mortgage Rates for Lava Hot Springs, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lava Hot Springs, Idaho 83246. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,691 or $21 / month in Lava Hot Springs and surrounding areas of Bannock county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lava Hot Springs, Idaho 83246.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lava Hot Springs, Idaho 83246

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lava Hot Springs, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lava Hot Springs, ID 83246, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lava Hot Springs, ID

Historical Mortgage Rates for Lava Hot Springs, Idaho 83246 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lava Hot Springs, Idaho and around Bannock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lava Hot Springs, Idaho 83246

If you’re looking to buy a new home in Lava Hot Springs, we have compiled a list of the leading mortgage brokers around Lava Hot Springs, Idaho 83246 to help you with your search.

Name
Address
Contact

Crossroads Mortgage

904 Washington St

Montpelier ID 83246

(208) 847-0774

loans@crossroadsmortgage.com

Guild Mortgage

904 Washington St

Montpelier ID 83246

(208) 847-0774

loans@crossroadsmortgage.com

Wells Fargo Home Mortgage

720 Washington St

Montpelier ID 83246

(208) 847-0479

http://www.wellsfargo.com/mortgage/

Crossroads Mortgage

148 E 50 S

Malad City ID 83246

(208) 766-5214

http://www.crossroadsmortgage.com

Wells Fargo Home Mortgage

950 Yellowstone Ave

Pocatello ID 83246

(208) 232-9188

http://www.wellsfargo.com/mortgage/

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

Address

720 Washington St

Montpelier ID

Contact

(208) 847-0479

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Lava Hot Springs, Idaho 83246