Compare Today’s Mortgage Rates for Mackay, Idaho

Pureloan searches mortgage lenders and major banks in Mackay, Idaho 83251 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,171 or $17 / month is expected in Mackay and other areas of Custer county.

Pureloan’s search engine explores all home mortgage options in Mackay, Idaho 83251, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mackay, Idaho 83251

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mackay, ID 83251, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Mackay, Idaho 83251 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Mackay, Idaho and around Custer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mackay, Idaho 83251

If you’re looking to buy a new home in Mackay, we have compiled a list of the leading mortgage brokers around Mackay, Idaho 83251 to help you with your search.

Name
Address
Contact

Crossroads Mortgage

904 Washington St

Montpelier ID 83251

(208) 847-0774

loans@crossroadsmortgage.com

Guild Mortgage

904 Washington St

Montpelier ID 83251

(208) 847-0774

loans@crossroadsmortgage.com

Wells Fargo Home Mortgage

720 Washington St

Montpelier ID 83251

(208) 847-0479

http://www.wellsfargo.com/mortgage/

Crossroads Mortgage

148 E 50 S

Malad City ID 83251

(208) 766-5214

http://www.crossroadsmortgage.com

Convenient Loan

323 Main Ave E

Twin Falls ID 83251

(208) 734-4333

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

Address

720 Washington St

Montpelier ID

Contact

(208) 847-0479

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Mackay, Idaho 83251