Compare Today’s Mortgage Rates in Mackay, Idaho 83251
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mackay, Idaho 83251.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,674 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Mackay and other areas of Custer county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Mackay, Idaho 83251
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Interactive Mortgage Rate Projections for Mackay, Idaho 83251
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mackay, ID 83251. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mackay, Idaho 83251 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mackay, Idaho and around Custer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
% 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
% First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Mackay, Idaho 83251
For those searching for a new home in Mackay, we have compiled a list of the top mortgage brokers located in and around Mackay, Idaho 83251 to assist you with your search.
Crossroads Mortgage
904 Washington St
Montpelier ID 83251
(208) 847-0774
loans@crossroadsmortgage.com
Guild Mortgage
904 Washington St
Montpelier ID 83251
(208) 847-0774
loans@crossroadsmortgage.com
Wells Fargo Home Mortgage
720 Washington St
Montpelier ID 83251
(208) 847-0479
http://www.wellsfargo.com/mortgage/
Crossroads Mortgage
148 E 50 S
Malad City ID 83251
(208) 766-5214
http://www.crossroadsmortgage.com
Convenient Loan
323 Main Ave E
Twin Falls ID 83251
(208) 734-4333
Address
904 Washington St
Montpelier ID
Contact
(208) 847-0774
loans@crossroadsmortgage.com
Address
904 Washington St
Montpelier ID
Contact
(208) 847-0774
loans@crossroadsmortgage.com
Address
720 Washington St
Montpelier ID
Contact
(208) 847-0479
http://www.wellsfargo.com/mortgage/