Compare Today’s Mortgage Rates for Malad City, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Malad City, Idaho 83252. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,171 or $17 / month in Malad City and surrounding areas of Oneida county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Malad City, Idaho 83252.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Malad City, Idaho 83252

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Malad City, ID 83252, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Malad City, Idaho 83252 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Malad City, Idaho and around Oneida county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Malad City, Idaho 83252

If you’re looking to buy a new home in Malad City, we have compiled a list of the leading mortgage brokers around Malad City, Idaho 83252 to help you with your search.

Name
Address
Contact

Crossroads Mortgage

148 E 50 S

Malad City ID 83252

(208) 766-5214

http://www.crossroadsmortgage.com

Crossroads Mortgage

904 Washington St

Montpelier ID 83252

(208) 847-0774

loans@crossroadsmortgage.com

Guild Mortgage

904 Washington St

Montpelier ID 83252

(208) 847-0774

loans@crossroadsmortgage.com

Wells Fargo Home Mortgage

720 Washington St

Montpelier ID 83252

(208) 847-0479

http://www.wellsfargo.com/mortgage/

Convenient Loan

323 Main Ave E

Twin Falls ID 83252

(208) 734-4333

Address

148 E 50 S

Malad City ID

Contact

(208) 766-5214

http://www.crossroadsmortgage.com

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

Address

904 Washington St

Montpelier ID

Contact

(208) 847-0774

loans@crossroadsmortgage.com

News on Mortgages and Reverse Mortgages for Malad City, Idaho 83252