Compare Today’s Mortgage Rates for Meridian, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Meridian, Idaho 83680. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,964 or $36 / month in Meridian and other areas of Ada county.

Our search engine explores all home mortgage options in Meridian, Idaho 83680, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Meridian, Idaho 83680

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Meridian, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Meridian, ID 83680, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Meridian, ID

Historical Mortgage Rates for Meridian, Idaho 83680 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Meridian, Idaho and around Ada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Meridian, Idaho 83680

If you’re looking to buy a new home in Meridian, we have compiled a list of the leading mortgage brokers around Meridian, Idaho 83680 to help you with your search.

Name
Address
Contact

Gallatin Equities

2730 N Greenbelt Pl

Meridian ID 83680

(208) 887-0809

Mortgage Menders

3681 N Locust Grove Rd

Meridian ID 83680

(208) 888-4861

Newcastle Funding

1560 S Carol St

Meridian ID 83680

(208) 949-2100

Idahome Loans

2504 N Snow Goose Way

Meridian ID 83680

(208) 898-9015

http://www.idahomeloans.com/

Trish Christensen

3475 N Eagle Rd

Meridian ID 83680

(208) 884-6441

trish.christensen@usbank.com

Address

2730 N Greenbelt Pl

Meridian ID

Contact

(208) 887-0809

Address

3681 N Locust Grove Rd

Meridian ID

Contact

(208) 888-4861

Address

1560 S Carol St

Meridian ID

Contact

(208) 949-2100

News on Mortgages and Reverse Mortgages for Meridian, Idaho 83680