Compare Today’s Mortgage Rates for Murphy, Idaho

Pureloan searches mortgage lenders and major banks in Murphy, Idaho 83650 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,975 or $17 / month is expected in Murphy and other areas of Owyhee county.

Pureloan’s search engine explores all home mortgage options in Murphy, Idaho 83650, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Murphy, Idaho 83650

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Murphy, ID 83650, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Murphy, Idaho 83650 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Murphy, Idaho and around Owyhee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Murphy, Idaho 83650

If you’re looking to buy a new home in Murphy, we have compiled a list of the leading mortgage brokers around Murphy, Idaho 83650 to help you with your search.

Name
Address
Contact

Quick Cash

1802 N Midland Blvd

Nampa ID 83650

(208) 465-8003

World Acceptance

901 Caldwell Blvd

Nampa ID 83650

(208) 466-5995

Beneficial of Nampa

616 12th Ave S

Nampa ID 83650

(208) 465-0261

http://www.beneficial.com

First Choice Money Center

453 Caldwell Blvd

Nampa ID 83650

(208) 466-3966

Gentry Finance

1802 N Midland Blvd

Nampa ID 83650

(208) 465-8003

Address

1802 N Midland Blvd

Nampa ID

Contact

(208) 465-8003

Address

901 Caldwell Blvd

Nampa ID

Contact

(208) 466-5995

Address

616 12th Ave S

Nampa ID

Contact

(208) 465-0261

http://www.beneficial.com

News on Mortgages and Reverse Mortgages for Murphy, Idaho 83650