Compare Today’s Mortgage Rates for Nampa, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Nampa, Idaho 83651. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,769 or $24 / month in Nampa and surrounding areas of Canyon county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Nampa, Idaho 83651.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Nampa, Idaho 83651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Nampa, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Nampa, ID 83651, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Nampa, ID

Historical Mortgage Rates for Nampa, Idaho 83651 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Nampa, Idaho and around Canyon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Nampa, Idaho 83651

If you’re looking to buy a new home in Nampa, we have compiled a list of the leading mortgage brokers around Nampa, Idaho 83651 to help you with your search.

Name
Address
Contact

Amerihome Assisted Living

819 S Powerline Rd

Nampa ID 83651

(208) 284-0961

Apex Mortgage

312 12th Ave Rd

Nampa ID 83651

(208) 461-2900

Ideal Lending

104 W Washington Ave

Nampa ID 83651

(208) 466-5626

Edwards and Company Mortgage Corporation

6210 Alfalfa Pl

Nampa ID 83651

(208) 463-9075

Wells Fargo Home Mortgage

1401 12th Ave Rd

Nampa ID 83651

(208) 442-9262

http://www.wellsfargo.com/mortgage/

Address

819 S Powerline Rd

Nampa ID

Contact

(208) 284-0961

Address

312 12th Ave Rd

Nampa ID

Contact

(208) 461-2900

Address

104 W Washington Ave

Nampa ID

Contact

(208) 466-5626

News on Mortgages and Reverse Mortgages for Nampa, Idaho 83651