Compare Today’s Mortgage Rates in Nezperce, Idaho 83543
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Nezperce, Idaho 83543.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Nezperce, Idaho 83543. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,270 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Nezperce and other areas of Lewis county.
46.247533
-116.239281
35650
Summary of Average Mortgages in Nezperce, Idaho 83543
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Nezperce, Idaho 83543
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Nezperce, Idaho 83543
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Nezperce, ID 83543. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Nezperce, Idaho 83543 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Nezperce, Idaho and around Lewis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
| avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
| avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
| Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
| Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
| Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
| % First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
| Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Nezperce, Idaho 83543
For those searching for a new home in Nezperce, we have compiled a list of the top mortgage brokers located in and around Nezperce, Idaho 83543 to assist you with your search.
Name
Address
Contact
PNC Mortgage
125 Johnson Ave
Orofino ID 83543
(208) 476-9405
http://pncmortgage.com
Prime Lending
180 Ruger Ln
Orofino ID 83543
(208) 476-9405
http://primelending.com
World Finance
1702 21st St
Lewiston ID 83543
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83543
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83543
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
Address
125 Johnson Ave
Orofino ID
Contact
(208) 476-9405
http://pncmortgage.com
Address
180 Ruger Ln
Orofino ID
Contact
(208) 476-9405
http://primelending.com
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053