Compare Today’s Mortgage Rates in Ola, Idaho 83657
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ola, Idaho 83657.
Our search engine thoroughly explores all home mortgage options in Ola, Idaho 83657, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,100 in lifetime cash or $28 per month in Ola and other areas of Gem county.
44.235026
-116.290915
35706
Summary of Average Mortgages in Ola, Idaho 83657
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Ola, Idaho 83657
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Ola, Idaho 83657
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ola, ID 83657. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ola, Idaho 83657 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ola, Idaho and around Gem county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.05% | 96.93% | 96.77% | 95.94% | 95.92% | 94.23% | 92.51% | 93.82% | 91.23% |
avg mortgage rate | 6.14% | 4.37% | 2.99% | 3.37% | 4.32% | 4.68% | 4.23% | 3.94% | 4.14% |
% 15 year fixed mortgage | 1.95% | 2.39% | 2.82% | 3.36% | 3.34% | 4.97% | 5.56% | 4.98% | 7.57% |
avg mortgage rate | 5.40% | 3.75% | 2.47% | 2.84% | 3.86% | 4.05% | 3.40% | 3.26% | 3.32% |
Avg credit score | 753.58 | 758.82 | 761.00 | 753.78 | 754.29 | 761.31 | 759.00 | 751.80 | 757.69 |
Avg LTV (loan to value) | 76.08% | 72.99% | 76.96% | 78.76% | 79.31% | 75.39% | 77.96% | 79.50% | 78.94% |
Avg DTI (debt to income) | 39.15 | 37.42 | 35.70 | 35.77 | 36.23 | 36.21 | 34.90 | 34.67 | 34.02 |
% First time homebuyer | 38.63% | 27.82% | 27.85% | 29.21% | 27.68% | 14.66% | 15.03% | 16.27% | 16.71% |
Avg mortgage insurance % | 10.85% | 8.32% | 9.48% | 9.63% | 9.17% | 7.98% | 9.08% | 9.98% | 9.35% |
Best Mortgage Brokers around Ola, Idaho 83657
For those searching for a new home in Ola, we have compiled a list of the top mortgage brokers located in and around Ola, Idaho 83657 to assist you with your search.
Name
Address
Contact
CBCP Real Estate- Cassandra McElravy
1545 S Main St
Payette ID 83657
(208) 405-9069
mcelravy4@msn.com
Baltic
537 N 6th St
Payette ID 83657
(208) 642-3484
http://baltic.com
Xpress Cash
385 S 16th St
Payette ID 83657
(208) 642-1800
Wells Fargo Home Mortgage
2 S Main St
Payette ID 83657
(208) 642-5100
http://www.wellsfargo.com/mortgage/
Westcorp Mortgage Group
7161 Southern Vista Ct
Star ID 83657
(208) 954-1497
Address
1545 S Main St
Payette ID
Contact
(208) 405-9069
mcelravy4@msn.com
Address
537 N 6th St
Payette ID
Contact
(208) 642-3484
http://baltic.com
Address
385 S 16th St
Payette ID
Contact
(208) 642-1800