Compare Today’s Mortgage Rates for Oldtown, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oldtown, Idaho 83822. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,769 or $24 / month in Oldtown and surrounding areas of Bonner county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oldtown, Idaho 83822.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oldtown, Idaho 83822

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oldtown, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oldtown, ID 83822, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oldtown, ID

Historical Mortgage Rates for Oldtown, Idaho 83822 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oldtown, Idaho and around Bonner county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oldtown, Idaho 83822

If you’re looking to buy a new home in Oldtown, we have compiled a list of the leading mortgage brokers around Oldtown, Idaho 83822 to help you with your search.

Name
Address
Contact

Jameson Mortgage Company

1677 E Miles Ave

Hayden ID 83822

(208) 772-0604

Carlsen, Steven

1859 N Lakewood Dr

Coeur d'Alene ID 83822

(208) 819-8205

Jeff Withycombe

302 E Sherman Ave

Coeur d'Alene ID 83822

(208) 769-4516

Moneytree

223 W Appleway Ave

Coeur d'Alene ID 83822

(208) 769-7500

customerservice@moneytreeinc.com

Academy Mortgage - Coeur d'Alene

1038 Northwest Blvd

Coeur d'Alene ID 83822

(208) 664-1925

contact@academymortgage.com

Address

1677 E Miles Ave

Hayden ID

Contact

(208) 772-0604

Address

1859 N Lakewood Dr

Coeur d'Alene ID

Contact

(208) 819-8205

Address

302 E Sherman Ave

Coeur d'Alene ID

Contact

(208) 769-4516

News on Mortgages and Reverse Mortgages for Oldtown, Idaho 83822