Compare Today’s Mortgage Rates for Payette, Idaho

Pureloan searches mortgage lenders and major banks in Payette, Idaho 83661 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,847 or $16 / month is expected in Payette and other areas of Payette county.

Pureloan’s search engine explores all home mortgage options in Payette, Idaho 83661, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Payette, Idaho 83661

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Payette, ID 83661, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Payette, Idaho 83661 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Payette, Idaho and around Payette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Payette, Idaho 83661

If you’re looking to buy a new home in Payette, we have compiled a list of the leading mortgage brokers around Payette, Idaho 83661 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

2 S Main St

Payette ID 83661

(208) 642-5100

http://www.wellsfargo.com/mortgage/

Xpress Cash

385 S 16th St

Payette ID 83661

(208) 642-1800

Baltic

537 N 6th St

Payette ID 83661

(208) 642-3484

http://baltic.com

CBCP Real Estate- Cassandra McElravy

1545 S Main St

Payette ID 83661

(208) 405-9069

mcelravy4@msn.com

Westcorp Mortgage Group

7161 Southern Vista Ct

Star ID 83661

(208) 954-1497

Address

2 S Main St

Payette ID

Contact

(208) 642-5100

http://www.wellsfargo.com/mortgage/

Address

385 S 16th St

Payette ID

Contact

(208) 642-1800

Address

537 N 6th St

Payette ID

Contact

(208) 642-3484

http://baltic.com

News on Mortgages and Reverse Mortgages for Payette, Idaho 83661