Compare Today’s Mortgage Rates in Peck, Idaho 83545
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Peck, Idaho 83545.
Our search engine thoroughly explores all home mortgage options in Peck, Idaho 83545, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,753 in lifetime cash or $24 per month in Peck and other areas of Nez Perce county.
Summary of Average Mortgages in Peck, Idaho 83545
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Interactive Mortgage Rate Projections for Peck, Idaho 83545
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Peck, ID 83545. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Peck, Idaho 83545 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Peck, Idaho and around Nez Perce county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
% 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
% First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Peck, Idaho 83545
For those searching for a new home in Peck, we have compiled a list of the top mortgage brokers located in and around Peck, Idaho 83545 to assist you with your search.
World Finance
1702 21st St
Lewiston ID 83545
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83545
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83545
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
EZMONEY Payday Loans
740 21st St
Lewiston ID 83545
(208) 743-2255
usfsmarketing@ezcorp.com
Northwest Title Loans
158 Thain Rd
Lewiston ID 83545
(208) 946-5710
https://www.northwesttitleloans.net/Locations/IDAHO/Lewiston/158-Thain-Rd
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053
Address
3139 5th St
Lewiston ID
Contact
(208) 746-3003
Address
2270 Thain
Grace ID
Contact
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html