Compare Today’s Mortgage Rates in Pierce, Idaho 83546
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Pierce, Idaho 83546.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Pierce, Idaho 83546. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,109 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Pierce and other areas of Clearwater county.
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Summary of Average Mortgages in Pierce, Idaho 83546
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Pierce, Idaho 83546
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pierce, ID 83546. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pierce, Idaho 83546 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pierce, Idaho and around Clearwater county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
| avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
| avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
| Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
| Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
| Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
| % First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
| Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Pierce, Idaho 83546
For those searching for a new home in Pierce, we have compiled a list of the top mortgage brokers located in and around Pierce, Idaho 83546 to assist you with your search.
Name
Address
Contact
World Finance
1702 21st St
Lewiston ID 83546
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83546
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83546
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
EZMONEY Payday Loans
740 21st St
Lewiston ID 83546
(208) 743-2255
usfsmarketing@ezcorp.com
Northwest Title Loans
158 Thain Rd
Lewiston ID 83546
(208) 946-5710
https://www.northwesttitleloans.net/Locations/IDAHO/Lewiston/158-Thain-Rd
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053
Address
3139 5th St
Lewiston ID
Contact
(208) 746-3003
Address
2270 Thain
Grace ID
Contact
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html