Compare Today’s Mortgage Rates for Placerville, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Placerville, Idaho 83666. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,713 or $19 / month in Placerville and surrounding areas of Boise county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Placerville, Idaho 83666.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Placerville, Idaho 83666

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Placerville, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Placerville, ID 83666, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Placerville, ID

Historical Mortgage Rates for Placerville, Idaho 83666 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Placerville, Idaho and around Boise county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.25% 86.99% 82.74% 86.80% 90.30% 91.00% 93.78% 90.63%
avg mortgage rate 4.92% 4.70% 3.97% 3.99% 4.48% 4.15% 3.93% 4.17%
% 15 year fixed mortgage 9.10% 11.60% 14.50% 11.55% 7.95% 7.77% 5.01% 6.88%
avg mortgage rate 4.29% 4.01% 3.42% 3.17% 3.53% 3.33% 3.26% 3.31%
Avg credit score 768.96 767.12 770.30 765.61 759.33 757.59 751.70 769.18
Avg LTV (loan to value) 74.20% 77.66% 77.03% 78.94% 78.51% 78.86% 79.46% 78.60%
Avg DTI (debt to income) 32.31 31.05 30.88 32.39 33.65 33.96 34.70 34.72
% First time homebuyer 14.33% 16.61% 11.24% 15.48% 16.78% 16.95% 16.38% 15.11%
Avg mortgage insurance % 2.70% 5.24% 5.03% 8.16% 8.58% 9.43% 10.04% 10.21%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Placerville, Idaho 83666

If you’re looking to buy a new home in Placerville, we have compiled a list of the leading mortgage brokers around Placerville, Idaho 83666 to help you with your search.

Name
Address
Contact

Gmac Mortgage Corporation

275 McGinnis Dr

Weiser ID 83666

(208) 549-3229

Franklin American Mortgage

10096 W Fairview Ave

Boise ID 83666

(208) 327-2000

Springleaf Financial Services

6010 W Poplar Dr

Boise ID 83666

(208) 323-1233

http://www.springleaffinancial.com/

Paragon Mortgage Service

10020 W Fairview Ave

Boise ID 83666

(208) 375-5199

jennifer@paragon-ms.com

Treasure Valley Auto Loans

8700 W Fairview Ave

Boise ID 83666

(208) 577-2777

http://www.208titleloans.com/

Address

275 McGinnis Dr

Weiser ID

Contact

(208) 549-3229

Address

10096 W Fairview Ave

Boise ID

Contact

(208) 327-2000

Address

6010 W Poplar Dr

Boise ID

Contact

(208) 323-1233

http://www.springleaffinancial.com/

News on Mortgages and Reverse Mortgages for Placerville, Idaho 83666