Compare Today’s Mortgage Rates in Pollock, Idaho 83547
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Pollock, Idaho 83547.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,947 over the lifetime of your 30-year fixed loan, or a monthly savings of $28 in Pollock and other areas of Idaho county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Pollock, Idaho 83547
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Pollock, Idaho 83547
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pollock, ID 83547. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pollock, Idaho 83547 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pollock, Idaho and around Idaho county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 94.84% | 97.19% | 89.31% | 89.86% | 92.00% | 90.38% | 90.09% | 91.40% |
| avg mortgage rate | 6.57% | 4.72% | 3.11% | 3.49% | 4.39% | 4.70% | 4.20% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 5.16% | 2.25% | 6.11% | 6.08% | 8.00% | 7.69% | 6.31% | 7.53% | |
| avg mortgage rate | 3.59% | 2.53% | 3.03% | 3.93% | 3.97% | 3.38% | 3.30% | 3.39% | |
| Avg credit score | 755.45 | 757.30 | 754.94 | 756.26 | 752.50 | 826.42 | 747.91 | 746.93 | 766.43 |
| Avg LTV (loan to value) | 74.34% | 79.13% | 79.70% | 80.82% | 81.07% | 79.24% | 83.37% | 82.84% | 83.42% |
| Avg DTI (debt to income) | 38.91 | 38.03 | 35.11 | 35.72 | 34.72 | 34.94 | 34.75 | 35.59 | 34.52 |
| % First time homebuyer | 33.96% | 23.23% | 24.16% | 29.77% | 30.41% | 20.80% | 25.96% | 23.42% | 20.43% |
| Avg mortgage insurance % | 8.66% | 10.29% | 11.43% | 10.79% | 11.84% | 9.02% | 12.91% | 12.77% | 12.76% |
Best Mortgage Brokers around Pollock, Idaho 83547
For those searching for a new home in Pollock, we have compiled a list of the top mortgage brokers located in and around Pollock, Idaho 83547 to assist you with your search.
Name
Address
Contact
World Finance
1702 21st St
Lewiston ID 83547
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83547
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83547
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
EZMONEY Payday Loans
740 21st St
Lewiston ID 83547
(208) 743-2255
usfsmarketing@ezcorp.com
Northwest Title Loans
158 Thain Rd
Lewiston ID 83547
(208) 946-5710
https://www.northwesttitleloans.net/Locations/IDAHO/Lewiston/158-Thain-Rd
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053
Address
3139 5th St
Lewiston ID
Contact
(208) 746-3003
Address
2270 Thain
Grace ID
Contact
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html