Compare Today’s Mortgage Rates in Post Falls, Idaho 83854
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Post Falls, Idaho 83854.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Post Falls, Idaho 83854. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,344 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Post Falls and other areas of Kootenai county.
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Summary of Average Mortgages in Post Falls, Idaho 83854
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Post Falls, Idaho 83854
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Post Falls, ID 83854. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Post Falls, Idaho 83854 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Post Falls, Idaho and around Kootenai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.69% | 96.37% | 97.05% | 95.96% | 94.41% | 94.14% | 92.76% | 92.45% | 91.85% |
avg mortgage rate | 6.38% | 4.58% | 3.04% | 3.37% | 4.38% | 4.66% | 4.20% | 3.85% | 4.10% |
% 15 year fixed mortgage | 2.94% | 2.58% | 2.45% | 3.13% | 4.65% | 4.59% | 5.37% | 7.20% | 7.31% |
avg mortgage rate | 5.36% | 3.99% | 2.48% | 3.02% | 3.83% | 4.08% | 3.46% | 3.16% | 3.33% |
Avg credit score | 755.28 | 756.79 | 758.60 | 756.75 | 754.75 | 755.23 | 754.47 | 763.95 | 760.12 |
Avg LTV (loan to value) | 74.11% | 74.14% | 75.54% | 77.63% | 78.17% | 75.80% | 77.21% | 79.63% | 79.16% |
Avg DTI (debt to income) | 38.88 | 37.09 | 34.79 | 35.81 | 35.48 | 35.45 | 34.67 | 33.80 | 33.23 |
% First time homebuyer | 28.68% | 27.48% | 25.03% | 25.28% | 25.98% | 20.80% | 15.45% | 19.10% | 20.17% |
Avg mortgage insurance % | 9.93% | 8.62% | 8.86% | 9.64% | 9.35% | 9.00% | 8.61% | 11.25% | 10.08% |
Best Mortgage Brokers around Post Falls, Idaho 83854
For those searching for a new home in Post Falls, we have compiled a list of the top mortgage brokers located in and around Post Falls, Idaho 83854 to assist you with your search.
Name
Address
Contact
First Nlc Financial Services
802 N Lincoln St
Post Falls ID 83854
(208) 457-8180
Carson Mortgage Capital
1602 E Seltice Way
Post Falls ID 83854
(208) 262-0790
Ida
3920 W 5th Ave
Post Falls ID 83854
(208) 457-1433
American Freedom Mortgage
1210 N Idaho St
Post Falls ID 83854
(208) 773-8261
Platinum Mortgage Corporation
1810 E Schneidmiller Ave
Post Falls ID 83854
(208) 777-4500
Address
802 N Lincoln St
Post Falls ID
Contact
(208) 457-8180
Address
1602 E Seltice Way
Post Falls ID
Contact
(208) 262-0790
Address
3920 W 5th Ave
Post Falls ID
Contact
(208) 457-1433