Compare Today’s Mortgage Rates for Potlatch, Idaho

Pureloan searches mortgage lenders and major banks in Potlatch, Idaho 83855 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,280 or $23 / month is expected in Potlatch and other areas of Latah county.

Pureloan’s search engine explores all home mortgage options in Potlatch, Idaho 83855, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Potlatch, Idaho 83855

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Potlatch, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Potlatch, ID 83855, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Potlatch, ID

Historical Mortgage Rates for Potlatch, Idaho 83855 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Potlatch, Idaho and around Latah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Potlatch, Idaho 83855

If you’re looking to buy a new home in Potlatch, we have compiled a list of the leading mortgage brokers around Potlatch, Idaho 83855 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

320 N 4th Ave

Sandpoint ID 83855

(208) 263-1295

robert.maund@abbotdowning.com

Alpha Capital

313 N 2nd Ave

Sandpoint ID 83855

(208) 263-4199

info@alpha-capital.com

Platinum Home Mortgage

212 N 1st Ave

Sandpoint ID 83855

(208) 265-7755

website-sandpoint@ephmc.com

Loan Star Mortgage Company

101A N 1st Ave

Sandpoint ID 83855

(208) 265-5070

jeff@loanstarmrtg.com

Loan Star Mortgage Company

201 E Superior St

Sandpoint ID 83855

(208) 265-7972

loanstarmrtg@msn.com

Address

320 N 4th Ave

Sandpoint ID

Contact

(208) 263-1295

robert.maund@abbotdowning.com

Address

313 N 2nd Ave

Sandpoint ID

Contact

(208) 263-4199

info@alpha-capital.com

Address

212 N 1st Ave

Sandpoint ID

Contact

(208) 265-7755

website-sandpoint@ephmc.com

News on Mortgages and Reverse Mortgages for Potlatch, Idaho 83855