Compare Today’s Mortgage Rates for Preston, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Preston, Idaho 83263. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,153 or $25 / month in Preston and other areas of Franklin county.

Our search engine explores all home mortgage options in Preston, Idaho 83263, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Preston, Idaho 83263

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Preston, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Preston, ID 83263, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Preston, ID

Historical Mortgage Rates for Preston, Idaho 83263 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Preston, Idaho and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.19% 87.07% 84.55% 86.45% 83.55% 85.81% 86.46% 87.25%
avg mortgage rate 4.90% 4.56% 3.83% 3.95% 4.35% 4.06% 3.80% 4.14%
% 15 year fixed mortgage 11.64% 11.56% 13.01% 12.15% 15.58% 13.15% 12.00% 11.76%
avg mortgage rate 4.35% 3.90% 3.10% 3.17% 3.53% 3.20% 2.87% 3.20%
Avg credit score 760.42 762.84 759.92 760.68 753.10 753.09 752.80 752.90
Avg LTV (loan to value) 78.02% 79.56% 81.45% 82.24% 82.06% 81.67% 83.30% 82.50%
Avg DTI (debt to income) 29.92 31.59 29.48 31.83 32.86 33.09 32.96 34.67
% First time homebuyer 24.34% 27.89% 18.70% 21.50% 22.94% 26.30% 18.77% 18.63%
Avg mortgage insurance % 5.88% 8.16% 9.36% 10.63% 12.48% 11.93% 13.85% 10.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Preston, Idaho 83263

If you’re looking to buy a new home in Preston, we have compiled a list of the leading mortgage brokers around Preston, Idaho 83263 to help you with your search.

Name
Address
Contact

Home State Mortgage

10100 E Cub River Rd

Preston ID 83263

(208) 852-3305

American Lending & Mortgage

34 W Oneida St

Preston ID 83263

(208) 852-3535

Golightly Financial

2414 S 1600 E

Preston ID 83263

(208) 852-2375

American Lending & Mortgage

655 S 4th E

Preston ID 83263

(208) 852-3535

Preston Mortgage Company

1121 N 800 W

Preston ID 83263

(208) 760-9900

prestonmortgagecompany@plmw.com

Address

10100 E Cub River Rd

Preston ID

Contact

(208) 852-3305

Address

34 W Oneida St

Preston ID

Contact

(208) 852-3535

Address

2414 S 1600 E

Preston ID

Contact

(208) 852-2375

News on Mortgages and Reverse Mortgages for Preston, Idaho 83263