Compare Today’s Mortgage Rates for Rathdrum, Idaho

Pureloan searches mortgage lenders and major banks in Rathdrum, Idaho 83858 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,685 or $13 / month is expected in Rathdrum and other areas of Kootenai county.

Pureloan’s search engine explores all home mortgage options in Rathdrum, Idaho 83858, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Rathdrum, Idaho 83858

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Rathdrum, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rathdrum, ID 83858, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Rathdrum, ID

Historical Mortgage Rates for Rathdrum, Idaho 83858 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Rathdrum, Idaho and around Kootenai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rathdrum, Idaho 83858

If you’re looking to buy a new home in Rathdrum, we have compiled a list of the leading mortgage brokers around Rathdrum, Idaho 83858 to help you with your search.

Name
Address
Contact

Academy Mortgage - Rathdrum

8052 W Main St

Rathdrum ID 83858

(208) 712-8230

contact@academymortgage.com

Title Cash Of Idaho

6613 W Commercial Park Ave

Rathdrum ID 83858

(208) 687-2500

contactus@titlecash.com

Wells Fargo Home Mortgage

320 N 4th Ave

Sandpoint ID 83858

(208) 263-1295

robert.maund@abbotdowning.com

Alpha Capital

313 N 2nd Ave

Sandpoint ID 83858

(208) 263-4199

info@alpha-capital.com

Platinum Home Mortgage

212 N 1st Ave

Sandpoint ID 83858

(208) 265-7755

website-sandpoint@ephmc.com

Address

8052 W Main St

Rathdrum ID

Contact

(208) 712-8230

contact@academymortgage.com

Address

6613 W Commercial Park Ave

Rathdrum ID

Contact

(208) 687-2500

contactus@titlecash.com

Address

320 N 4th Ave

Sandpoint ID

Contact

(208) 263-1295

robert.maund@abbotdowning.com

News on Mortgages and Reverse Mortgages for Rathdrum, Idaho 83858