Compare Today’s Mortgage Rates for Richfield, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Richfield, Idaho 83349. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,590 or $18 / month in Richfield and other areas of Lincoln county.

Our search engine explores all home mortgage options in Richfield, Idaho 83349, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Richfield, Idaho 83349

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Richfield, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Richfield, ID 83349, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Richfield, ID

Historical Mortgage Rates for Richfield, Idaho 83349 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Richfield, Idaho and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.13% 86.34% 86.25% 89.83% 93.95% 93.05% 87.72% 87.66%
avg mortgage rate 4.87% 4.65% 3.82% 3.91% 4.38% 4.08% 3.83% 4.15%
% 15 year fixed mortgage 8.33% 10.57% 11.25% 9.60% 5.53% 5.38% 10.33% 11.04%
avg mortgage rate 4.29% 3.91% 3.17% 3.00% 3.56% 3.38% 3.02% 3.59%
Avg credit score 760.34 760.29 759.64 755.50 753.37 754.28 753.12 746.91
Avg LTV (loan to value) 76.41% 78.87% 77.64% 80.30% 82.74% 81.67% 82.04% 81.71%
Avg DTI (debt to income) 32.39 31.15 30.88 32.50 32.91 32.70 32.84 33.88
% First time homebuyer 24.28% 23.35% 17.08% 14.12% 21.05% 31.39% 26.12% 15.58%
Avg mortgage insurance % 5.11% 6.64% 6.62% 10.21% 12.94% 12.11% 12.46% 11.18%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Richfield, Idaho 83349

If you’re looking to buy a new home in Richfield, we have compiled a list of the leading mortgage brokers around Richfield, Idaho 83349 to help you with your search.

Name
Address
Contact

Minuteman Cash

818 S Oneida St

Rupert ID 83349

(208) 436-4452

Convenient Loan

323 Main Ave E

Twin Falls ID 83349

(208) 734-4333

Republic Mortgage

1111 Blue Lakes Blvd N

Twin Falls ID 83349

(208) 734-1000

http://www.republic-mortgage.com

Moneytree

1517 Blue Lakes Blvd N

Twin Falls ID 83349

(208) 735-6669

customerservice@moneytreeinc.com

OneMain Financial

1239 Pole Line Rd E

Twin Falls ID 83349

(208) 732-5571

http://branches.onemainfinancial.com/id/twin-falls/1239-pole-line-road-east.html

Address

818 S Oneida St

Rupert ID

Contact

(208) 436-4452

Address

323 Main Ave E

Twin Falls ID

Contact

(208) 734-4333

Address

1111 Blue Lakes Blvd N

Twin Falls ID

Contact

(208) 734-1000

http://www.republic-mortgage.com

News on Mortgages and Reverse Mortgages for Richfield, Idaho 83349