Compare Today’s Mortgage Rates in Rigby, Idaho 83442
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Rigby, Idaho 83442.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,848 over the lifetime of your 30-year fixed loan, or a monthly savings of $30 in Rigby and other areas of Jefferson county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Rigby, Idaho 83442
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Interactive Mortgage Rate Projections for Rigby, Idaho 83442
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rigby, ID 83442. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rigby, Idaho 83442 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rigby, Idaho and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.83% | 95.09% | 95.66% | 94.89% | 93.42% | 88.46% | 86.13% | 86.94% | 87.28% |
avg mortgage rate | 6.23% | 4.49% | 2.91% | 3.25% | 4.20% | 4.59% | 4.11% | 3.82% | 3.98% |
% 15 year fixed mortgage | 2.71% | 3.10% | 2.96% | 4.22% | 5.88% | 8.49% | 9.79% | 10.61% | 9.15% |
avg mortgage rate | 5.35% | 3.27% | 2.34% | 2.79% | 3.61% | 3.97% | 3.28% | 2.97% | 3.32% |
Avg credit score | 750.23 | 762.02 | 754.29 | 750.94 | 748.82 | 755.93 | 754.24 | 773.01 | 756.88 |
Avg LTV (loan to value) | 81.21% | 77.46% | 79.85% | 82.81% | 83.19% | 79.49% | 81.48% | 83.28% | 81.41% |
Avg DTI (debt to income) | 38.31 | 36.59 | 34.39 | 34.23 | 34.23 | 34.76 | 32.57 | 32.94 | 32.20 |
% First time homebuyer | 41.63% | 34.19% | 34.84% | 35.56% | 37.96% | 24.28% | 18.76% | 23.88% | 26.84% |
Avg mortgage insurance % | 14.75% | 10.30% | 10.60% | 12.29% | 11.90% | 9.83% | 11.20% | 12.50% | 10.89% |
Best Mortgage Brokers around Rigby, Idaho 83442
For those searching for a new home in Rigby, we have compiled a list of the top mortgage brokers located in and around Rigby, Idaho 83442 to assist you with your search.
Legacy Lending Group
1036B Erikson Dr
Rexburg ID 83442
(208) 359-2266
http://www.legacylendinggroup.com/
Development Co.
299 E 4th N
Rexburg ID 83442
(208) 356-4524
OneMain Financial
230 N 2nd E
Rexburg ID 83442
(208) 356-3013
http://branches.onemainfinancial.com/id/rexburg/230-north-2nd-east.html
Eagle Home Mortgage
117 E Main St
Rexburg ID 83442
(208) 356-3959
http://www.eaglehomemortgage.com/
Gemstone Financial
237 N 2nd E
Rexburg ID 83442
(208) 359-4888
http://www.gemstonefinancial.net/
Address
1036B Erikson Dr
Rexburg ID
Contact
(208) 359-2266
http://www.legacylendinggroup.com/
Address
299 E 4th N
Rexburg ID
Contact
(208) 356-4524
Address
230 N 2nd E
Rexburg ID
Contact
(208) 356-3013
http://branches.onemainfinancial.com/id/rexburg/230-north-2nd-east.html