Compare Today’s Mortgage Rates in Sagle, Idaho 83860
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sagle, Idaho 83860.
Our search engine thoroughly explores all home mortgage options in Sagle, Idaho 83860, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $16,682 in lifetime cash or $46 per month in Sagle and other areas of Bonner county.
Summary of Average Mortgages in Sagle, Idaho 83860
Become a certified mortgage expert on Pureloan.com
in Sagle, Idaho 83860
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Sagle, Idaho 83860
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sagle, ID 83860. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sagle, Idaho 83860 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sagle, Idaho and around Bonner county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.69% | 96.37% | 97.05% | 95.96% | 94.41% | 94.14% | 92.76% | 92.45% | 91.85% |
avg mortgage rate | 6.38% | 4.58% | 3.04% | 3.37% | 4.38% | 4.66% | 4.20% | 3.85% | 4.10% |
% 15 year fixed mortgage | 2.94% | 2.58% | 2.45% | 3.13% | 4.65% | 4.59% | 5.37% | 7.20% | 7.31% |
avg mortgage rate | 5.36% | 3.99% | 2.48% | 3.02% | 3.83% | 4.08% | 3.46% | 3.16% | 3.33% |
Avg credit score | 755.28 | 756.79 | 758.60 | 756.75 | 754.75 | 755.23 | 754.47 | 763.95 | 760.12 |
Avg LTV (loan to value) | 74.11% | 74.14% | 75.54% | 77.63% | 78.17% | 75.80% | 77.21% | 79.63% | 79.16% |
Avg DTI (debt to income) | 38.88 | 37.09 | 34.79 | 35.81 | 35.48 | 35.45 | 34.67 | 33.80 | 33.23 |
% First time homebuyer | 28.68% | 27.48% | 25.03% | 25.28% | 25.98% | 20.80% | 15.45% | 19.10% | 20.17% |
Avg mortgage insurance % | 9.93% | 8.62% | 8.86% | 9.64% | 9.35% | 9.00% | 8.61% | 11.25% | 10.08% |
Best Mortgage Brokers around Sagle, Idaho 83860
For those searching for a new home in Sagle, we have compiled a list of the top mortgage brokers located in and around Sagle, Idaho 83860 to assist you with your search.
White Mountain Mortgage
371 Liberty Ln
Sagle ID 83860
(208) 255-2480
Wells Fargo Home Mortgage
320 N 4th Ave
Sandpoint ID 83860
(208) 263-1295
robert.maund@abbotdowning.com
Alpha Capital
313 N 2nd Ave
Sandpoint ID 83860
(208) 263-4199
info@alpha-capital.com
Platinum Home Mortgage
212 N 1st Ave
Sandpoint ID 83860
(208) 265-7755
website-sandpoint@ephmc.com
Loan Star Mortgage Company
101A N 1st Ave
Sandpoint ID 83860
(208) 265-5070
jeff@loanstarmrtg.com
Address
371 Liberty Ln
Sagle ID
Contact
(208) 255-2480
Address
320 N 4th Ave
Sandpoint ID
Contact
(208) 263-1295
robert.maund@abbotdowning.com
Address
313 N 2nd Ave
Sandpoint ID
Contact
(208) 263-4199
info@alpha-capital.com