Compare Today’s Mortgage Rates for Saint Maries, Idaho

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saint Maries, Idaho 83861. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,685 or $21 / month in Saint Maries and other areas of Benewah county.

Our search engine explores all home mortgage options in Saint Maries, Idaho 83861, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Maries, Idaho 83861

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Maries, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Maries, ID 83861, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Maries, ID

Historical Mortgage Rates for Saint Maries, Idaho 83861 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Maries, Idaho and around Benewah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Maries, Idaho 83861

If you’re looking to buy a new home in Saint Maries, we have compiled a list of the leading mortgage brokers around Saint Maries, Idaho 83861 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

320 N 4th Ave

Sandpoint ID 83861

(208) 263-1295

robert.maund@abbotdowning.com

Alpha Capital

313 N 2nd Ave

Sandpoint ID 83861

(208) 263-4199

info@alpha-capital.com

Platinum Home Mortgage

212 N 1st Ave

Sandpoint ID 83861

(208) 265-7755

website-sandpoint@ephmc.com

Loan Star Mortgage Company

101A N 1st Ave

Sandpoint ID 83861

(208) 265-5070

jeff@loanstarmrtg.com

Loan Star Mortgage Company

201 E Superior St

Sandpoint ID 83861

(208) 265-7972

loanstarmrtg@msn.com

Address

320 N 4th Ave

Sandpoint ID

Contact

(208) 263-1295

robert.maund@abbotdowning.com

Address

313 N 2nd Ave

Sandpoint ID

Contact

(208) 263-4199

info@alpha-capital.com

Address

212 N 1st Ave

Sandpoint ID

Contact

(208) 265-7755

website-sandpoint@ephmc.com

News on Mortgages and Reverse Mortgages for Saint Maries, Idaho 83861