Compare Today’s Mortgage Rates for Sandpoint, Idaho

Pureloan searches mortgage lenders and major banks in Sandpoint, Idaho 83864 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,244 or $34 / month is expected in Sandpoint and other areas of Bonner county.

Pureloan’s search engine explores all home mortgage options in Sandpoint, Idaho 83864, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Sandpoint, Idaho 83864

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sandpoint, ID

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sandpoint, ID 83864, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sandpoint, ID

Historical Mortgage Rates for Sandpoint, Idaho 83864 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Sandpoint, Idaho and around Bonner county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.54% 88.59% 89.17% 88.77% 90.89% 91.94% 92.43% 93.96%
avg mortgage rate 4.90% 4.63% 3.89% 3.97% 4.45% 4.11% 3.85% 4.13%
% 15 year fixed mortgage 7.35% 9.54% 9.57% 9.88% 7.59% 7.17% 7.22% 5.07%
avg mortgage rate 4.25% 4.01% 3.23% 3.05% 3.46% 3.33% 3.16% 3.40%
Avg credit score 762.28 767.09 764.96 760.42 758.40 759.95 755.23 756.88
Avg LTV (loan to value) 74.05% 76.41% 78.02% 78.66% 78.89% 79.12% 79.63% 78.36%
Avg DTI (debt to income) 31.86 31.91 31.64 32.09 33.37 33.13 33.81 35.04
% First time homebuyer 22.49% 18.67% 16.12% 22.16% 16.59% 20.04% 19.13% 14.49%
Avg mortgage insurance % 2.77% 5.30% 6.35% 8.77% 9.76% 9.98% 11.27% 9.85%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sandpoint, Idaho 83864

If you’re looking to buy a new home in Sandpoint, we have compiled a list of the leading mortgage brokers around Sandpoint, Idaho 83864 to help you with your search.

Name
Address
Contact

Captive Finance Solutions

120 E Lake St

Sandpoint ID 83864

(208) 255-2525

First Guarantee Corporation

118 N 2nd Ave

Sandpoint ID 83864

(208) 263-0665

Towne & Country Mortgage

120 E Lake St

Sandpoint ID 83864

(208) 263-1997

dezellco1@spro.net

Independent Mortgage

200 Main St

Sandpoint ID 83864

(208) 263-1877

Independent Mortgage

506 Alder St

Sandpoint ID 83864

(208) 263-1877

Address

120 E Lake St

Sandpoint ID

Contact

(208) 255-2525

Address

118 N 2nd Ave

Sandpoint ID

Contact

(208) 263-0665

Address

120 E Lake St

Sandpoint ID

Contact

(208) 263-1997

dezellco1@spro.net

News on Mortgages and Reverse Mortgages for Sandpoint, Idaho 83864