Compare Today’s Mortgage Rates in Shelley, Idaho 83274
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Shelley, Idaho 83274.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Shelley, Idaho 83274. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,674 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Shelley and other areas of Bingham county.
Summary of Average Mortgages in Shelley, Idaho 83274
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Interactive Mortgage Rate Projections for Shelley, Idaho 83274
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shelley, ID 83274. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shelley, Idaho 83274 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shelley, Idaho and around Bingham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
% 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
% First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Shelley, Idaho 83274
For those searching for a new home in Shelley, we have compiled a list of the top mortgage brokers located in and around Shelley, Idaho 83274 to assist you with your search.
Eagle Home Mortgage
240 S Main St
Soda Springs ID 83274
(208) 547-4256
http://www.eaglehomemortgage.com
Convenient Loan
323 Main Ave E
Twin Falls ID 83274
(208) 734-4333
Republic Mortgage
1111 Blue Lakes Blvd N
Twin Falls ID 83274
(208) 734-1000
http://www.republic-mortgage.com
Moneytree
1517 Blue Lakes Blvd N
Twin Falls ID 83274
(208) 735-6669
customerservice@moneytreeinc.com
OneMain Financial
1239 Pole Line Rd E
Twin Falls ID 83274
(208) 732-5571
http://branches.onemainfinancial.com/id/twin-falls/1239-pole-line-road-east.html
Address
240 S Main St
Soda Springs ID
Contact
(208) 547-4256
http://www.eaglehomemortgage.com
Address
323 Main Ave E
Twin Falls ID
Contact
(208) 734-4333
Address
1111 Blue Lakes Blvd N
Twin Falls ID
Contact
(208) 734-1000
http://www.republic-mortgage.com