Compare Today’s Mortgage Rates for Shoshone, Idaho

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Shoshone, Idaho 83352. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,031 or $20 / month in Shoshone and surrounding areas of Lincoln county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Shoshone, Idaho 83352.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Shoshone, Idaho 83352

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shoshone, ID 83352, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Shoshone, Idaho 83352 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Shoshone, Idaho and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.13% 86.34% 86.25% 89.83% 93.95% 93.05% 87.72% 87.66%
avg mortgage rate 4.87% 4.65% 3.82% 3.91% 4.38% 4.08% 3.83% 4.15%
% 15 year fixed mortgage 8.33% 10.57% 11.25% 9.60% 5.53% 5.38% 10.33% 11.04%
avg mortgage rate 4.29% 3.91% 3.17% 3.00% 3.56% 3.38% 3.02% 3.59%
Avg credit score 760.34 760.29 759.64 755.50 753.37 754.28 753.12 746.91
Avg LTV (loan to value) 76.41% 78.87% 77.64% 80.30% 82.74% 81.67% 82.04% 81.71%
Avg DTI (debt to income) 32.39 31.15 30.88 32.50 32.91 32.70 32.84 33.88
% First time homebuyer 24.28% 23.35% 17.08% 14.12% 21.05% 31.39% 26.12% 15.58%
Avg mortgage insurance % 5.11% 6.64% 6.62% 10.21% 12.94% 12.11% 12.46% 11.18%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shoshone, Idaho 83352

If you’re looking to buy a new home in Shoshone, we have compiled a list of the leading mortgage brokers around Shoshone, Idaho 83352 to help you with your search.

Name
Address
Contact

Minuteman Cash

818 S Oneida St

Rupert ID 83352

(208) 436-4452

Wells Fargo Financial

1840 E 17th St

Idaho Falls ID 83352

(208) 523-3491

Fleenor Joni-Iberia Bank

1275 E 17th St

Idaho Falls ID 83352

(208) 525-5778

Ezmoney

167 Houston Cir

Idaho Falls ID 83352

(208) 522-5544

usfsmarketing@ezcorp.com

Chastain Financial

455 W 17th St

Idaho Falls ID 83352

(208) 542-5155

http://www.chastainfinancialidaho.com/

Address

818 S Oneida St

Rupert ID

Contact

(208) 436-4452

Address

1840 E 17th St

Idaho Falls ID

Contact

(208) 523-3491

Address

1275 E 17th St

Idaho Falls ID

Contact

(208) 525-5778

News on Mortgages and Reverse Mortgages for Shoshone, Idaho 83352