Compare Today’s Mortgage Rates for Spirit Lake, Idaho
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Spirit Lake, Idaho 83869. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,604 or $35 / month in Spirit Lake and other areas of Kootenai county.
Our search engine explores all home mortgage options in Spirit Lake, Idaho 83869, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Spirit Lake, Idaho 83869
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Interactive Mortgage Rate Projections for Spirit Lake, ID
To forecast and predict mortgage rates in Spirit Lake, ID 83869, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Spirit Lake, Idaho 83869 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Spirit Lake, Idaho and around Kootenai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
|% 30 year fixed mortgage||91.54%||88.59%||89.17%||88.77%||90.89%||91.94%||92.43%||93.96%|
|avg mortgage rate||4.90%||4.63%||3.89%||3.97%||4.45%||4.11%||3.85%||4.13%|
|% 15 year fixed mortgage||7.35%||9.54%||9.57%||9.88%||7.59%||7.17%||7.22%||5.07%|
|avg mortgage rate||4.25%||4.01%||3.23%||3.05%||3.46%||3.33%||3.16%||3.40%|
|Avg credit score||762.28||767.09||764.96||760.42||758.40||759.95||755.23||756.88|
|Avg LTV (loan to value)||74.05%||76.41%||78.02%||78.66%||78.89%||79.12%||79.63%||78.36%|
|Avg DTI (debt to income)||31.86||31.91||31.64||32.09||33.37||33.13||33.81||35.04|
|% First time homebuyer||22.49%||18.67%||16.12%||22.16%||16.59%||20.04%||19.13%||14.49%|
|Avg mortgage insurance %||2.77%||5.30%||6.35%||8.77%||9.76%||9.98%||11.27%||9.85%|
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Spirit Lake, Idaho 83869
If you’re looking to buy a new home in Spirit Lake, we have compiled a list of the leading mortgage brokers around Spirit Lake, Idaho 83869 to help you with your search.
Weststar Loan Company
4313 W Highway 54
Spirit Lake ID 83869