Compare Today’s Mortgage Rates in Terreton, Idaho 83450
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Terreton, Idaho 83450.
Our search engine thoroughly explores all home mortgage options in Terreton, Idaho 83450, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,345 in lifetime cash or $29 per month in Terreton and other areas of Jefferson county.
Summary of Average Mortgages in Terreton, Idaho 83450
Become a certified mortgage expert on Pureloan.com
in Terreton, Idaho 83450
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Terreton, Idaho 83450
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Terreton, ID 83450. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Terreton, Idaho 83450 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Terreton, Idaho and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.83% | 95.09% | 95.66% | 94.89% | 93.42% | 88.46% | 86.13% | 86.94% | 87.28% |
avg mortgage rate | 6.23% | 4.49% | 2.91% | 3.25% | 4.20% | 4.59% | 4.11% | 3.82% | 3.98% |
% 15 year fixed mortgage | 2.71% | 3.10% | 2.96% | 4.22% | 5.88% | 8.49% | 9.79% | 10.61% | 9.15% |
avg mortgage rate | 5.35% | 3.27% | 2.34% | 2.79% | 3.61% | 3.97% | 3.28% | 2.97% | 3.32% |
Avg credit score | 750.23 | 762.02 | 754.29 | 750.94 | 748.82 | 755.93 | 754.24 | 773.01 | 756.88 |
Avg LTV (loan to value) | 81.21% | 77.46% | 79.85% | 82.81% | 83.19% | 79.49% | 81.48% | 83.28% | 81.41% |
Avg DTI (debt to income) | 38.31 | 36.59 | 34.39 | 34.23 | 34.23 | 34.76 | 32.57 | 32.94 | 32.20 |
% First time homebuyer | 41.63% | 34.19% | 34.84% | 35.56% | 37.96% | 24.28% | 18.76% | 23.88% | 26.84% |
Avg mortgage insurance % | 14.75% | 10.30% | 10.60% | 12.29% | 11.90% | 9.83% | 11.20% | 12.50% | 10.89% |
Best Mortgage Brokers around Terreton, Idaho 83450
For those searching for a new home in Terreton, we have compiled a list of the top mortgage brokers located in and around Terreton, Idaho 83450 to assist you with your search.
World Finance
1702 21st St
Lewiston ID 83450
(208) 743-2053
Ics Financial
3139 5th St
Lewiston ID 83450
(208) 746-3003
OneMain Financial
2270 Thain
Grace ID 83450
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html
EZMONEY Payday Loans
740 21st St
Lewiston ID 83450
(208) 743-2255
usfsmarketing@ezcorp.com
Northwest Title Loans
158 Thain Rd
Lewiston ID 83450
(208) 946-5710
https://www.northwesttitleloans.net/Locations/IDAHO/Lewiston/158-Thain-Rd
Address
1702 21st St
Lewiston ID
Contact
(208) 743-2053
Address
3139 5th St
Lewiston ID
Contact
(208) 746-3003
Address
2270 Thain
Grace ID
Contact
(208) 743-9466
http://branches.onemainfinancial.com/id/lewiston/2270-thain-grade.html