Compare Today’s Mortgage Rates for Troy, Idaho
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Troy, Idaho 83871. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $9,280 or $26 / month in Troy and surrounding areas of Latah county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Troy, Idaho 83871.
Summary of Average Mortgage Terms in Troy, Idaho 83871
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Troy, ID 83871, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Troy, Idaho 83871 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Troy, Idaho and around Latah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
|% 30 year fixed mortgage||91.54%||88.59%||89.17%||88.77%||90.89%||91.94%||92.43%||93.96%|
|avg mortgage rate||4.90%||4.63%||3.89%||3.97%||4.45%||4.11%||3.85%||4.13%|
|% 15 year fixed mortgage||7.35%||9.54%||9.57%||9.88%||7.59%||7.17%||7.22%||5.07%|
|avg mortgage rate||4.25%||4.01%||3.23%||3.05%||3.46%||3.33%||3.16%||3.40%|
|Avg credit score||762.28||767.09||764.96||760.42||758.40||759.95||755.23||756.88|
|Avg LTV (loan to value)||74.05%||76.41%||78.02%||78.66%||78.89%||79.12%||79.63%||78.36%|
|Avg DTI (debt to income)||31.86||31.91||31.64||32.09||33.37||33.13||33.81||35.04|
|% First time homebuyer||22.49%||18.67%||16.12%||22.16%||16.59%||20.04%||19.13%||14.49%|
|Avg mortgage insurance %||2.77%||5.30%||6.35%||8.77%||9.76%||9.98%||11.27%||9.85%|
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Troy, Idaho 83871
If you’re looking to buy a new home in Troy, we have compiled a list of the leading mortgage brokers around Troy, Idaho 83871 to help you with your search.
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