Compare Today’s Mortgage Rates in Wayan, Idaho 83285
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Wayan, Idaho 83285.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Wayan, Idaho 83285. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,356 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Wayan and other areas of Caribou county.
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Summary of Average Mortgages in Wayan, Idaho 83285
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wayan, Idaho 83285
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wayan, ID 83285. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wayan, Idaho 83285 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wayan, Idaho and around Caribou county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.59% | 94.98% | 94.57% | 94.51% | 92.56% | 89.25% | 86.99% | 86.71% | 85.45% |
| avg mortgage rate | 6.32% | 4.53% | 2.94% | 3.37% | 4.25% | 4.63% | 4.17% | 3.81% | 4.06% |
| % 15 year fixed mortgage | 3.38% | 2.93% | 4.92% | 4.27% | 6.46% | 8.96% | 9.83% | 11.78% | 13.45% |
| avg mortgage rate | 5.60% | 4.19% | 2.40% | 2.93% | 3.86% | 3.89% | 3.32% | 2.87% | 3.19% |
| Avg credit score | 750.46 | 768.16 | 767.39 | 747.90 | 746.27 | 780.84 | 755.00 | 753.15 | 752.96 |
| Avg LTV (loan to value) | 81.15% | 79.31% | 80.53% | 84.35% | 84.85% | 80.24% | 81.63% | 83.39% | 81.85% |
| Avg DTI (debt to income) | 38.21 | 37.18 | 35.25 | 34.65 | 34.56 | 33.54 | 33.51 | 32.83 | 33.17 |
| % First time homebuyer | 36.49% | 33.68% | 27.84% | 38.62% | 37.18% | 19.70% | 17.92% | 18.73% | 26.55% |
| Avg mortgage insurance % | 14.07% | 11.07% | 10.99% | 13.04% | 13.17% | 10.51% | 11.75% | 13.60% | 12.09% |
Best Mortgage Brokers around Wayan, Idaho 83285
For those searching for a new home in Wayan, we have compiled a list of the top mortgage brokers located in and around Wayan, Idaho 83285 to assist you with your search.
Name
Address
Contact
Convenient Loan
323 Main Ave E
Twin Falls ID 83285
(208) 734-4333
Republic Mortgage
1111 Blue Lakes Blvd N
Twin Falls ID 83285
(208) 734-1000
http://www.republic-mortgage.com
Moneytree
1517 Blue Lakes Blvd N
Twin Falls ID 83285
(208) 735-6669
customerservice@moneytreeinc.com
OneMain Financial
1239 Pole Line Rd E
Twin Falls ID 83285
(208) 732-5571
http://branches.onemainfinancial.com/id/twin-falls/1239-pole-line-road-east.html
Idaho Lending Group
1139 Falls Ave E
Twin Falls ID 83285
(208) 734-5626
info@idaholendinggroup.com
Address
323 Main Ave E
Twin Falls ID
Contact
(208) 734-4333
Address
1111 Blue Lakes Blvd N
Twin Falls ID
Contact
(208) 734-1000
http://www.republic-mortgage.com
Address
1517 Blue Lakes Blvd N
Twin Falls ID
Contact
(208) 735-6669
customerservice@moneytreeinc.com