Compare Today’s Mortgage Rates for Winchester, Idaho

Pureloan searches mortgage lenders and major banks in Winchester, Idaho 83555 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,499 or $21 / month is expected in Winchester and other areas of Lewis county.

Pureloan’s search engine explores all home mortgage options in Winchester, Idaho 83555, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Winchester, Idaho 83555

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Winchester, ID 83555, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Winchester, Idaho 83555 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Winchester, Idaho and around Lewis county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.96% 92.16% 90.91% 90.91% 87.95% 91.84% 90.00% 90.00%
avg mortgage rate 4.87% 4.62% 3.90% 4.08% 4.44% 4.12% 3.93% 4.14%
% 15 year fixed mortgage 5.63% 5.88% 9.09% 7.79% 10.84% 7.14% 6.36% 7.50%
avg mortgage rate 4.38% 3.58% 3.22% 3.46% 3.49% 3.39% 3.30% 3.17%
Avg credit score 768.38 771.98 763.73 764.09 757.80 767.90 746.40 748.68
Avg LTV (loan to value) 76.77% 77.63% 80.23% 81.78% 81.28% 83.35% 82.91% 84.70%
Avg DTI (debt to income) 33.42 33.49 32.86 32.57 31.37 34.40 35.58 36.25
% First time homebuyer 18.31% 15.69% 18.18% 11.69% 30.12% 20.41% 23.64% 30.00%
Avg mortgage insurance % 3.06% 2.59% 9.50% 12.26% 12.45% 12.42% 12.88% 16.80%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Winchester, Idaho 83555

If you’re looking to buy a new home in Winchester, we have compiled a list of the leading mortgage brokers around Winchester, Idaho 83555 to help you with your search.

Name
Address
Contact

M P Hub

531 S Fitness Pl

Eagle ID 83555

(208) 938-5114

World Finance

1211 NW 16th St

Fruitland ID 83555

(208) 452-7866

http://worldacceptance.com

Summit Funding

2000 S Eagle Rd

Meridian ID 83555

(208) 514-4543

Pay It Frorward Mortgage

3451 E Copper Point Dr

Meridian ID 83555

(208) 888-4288

Ezmoney

1801 W Cherry Ln

Meridian ID 83555

(208) 888-6444

usfsmarketing@ezcorp.com

Address

531 S Fitness Pl

Eagle ID

Contact

(208) 938-5114

Address

1211 NW 16th St

Fruitland ID

Contact

(208) 452-7866

http://worldacceptance.com

Address

2000 S Eagle Rd

Meridian ID

Contact

(208) 514-4543

News on Mortgages and Reverse Mortgages for Winchester, Idaho 83555