Compare Today’s Mortgage Rates for Alhambra, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Alhambra, Illinois 62001. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,043 or $17 / month in Alhambra and surrounding areas of Madison county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Alhambra, Illinois 62001.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Alhambra, Illinois 62001

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alhambra, IL 62001, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Alhambra, Illinois 62001 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Alhambra, Illinois and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alhambra, Illinois 62001

If you’re looking to buy a new home in Alhambra, we have compiled a list of the leading mortgage brokers around Alhambra, Illinois 62001 to help you with your search.

Name
Address
Contact

South Central Illinois Mortgage

200 Homer M Adams Pkwy

Alton IL 62001

(618) 465-5656

All Fund Mortgage

2380 Homer M Adams Pkwy

Alton IL 62001

(618) 465-8144

1st National Mortgage Corporation

322 State St

Alton IL 62001

(866) 319-0713

Source Financial

2356 State St

Alton IL 62001

(618) 467-2171

Eagle Funding

2800 Benbow Ave

Alton IL 62001

(618) 465-1417

Address

200 Homer M Adams Pkwy

Alton IL

Contact

(618) 465-5656

Address

2380 Homer M Adams Pkwy

Alton IL

Contact

(618) 465-8144

Address

322 State St

Alton IL

Contact

(866) 319-0713

News on Mortgages and Reverse Mortgages for Alhambra, Illinois 62001