Compare Today’s Mortgage Rates for Argenta, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Argenta, Illinois 62501. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,112 or $23 / month in Argenta and surrounding areas of Macon county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Argenta, Illinois 62501.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Argenta, Illinois 62501

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Argenta, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Argenta, IL 62501, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Argenta, IL

Historical Mortgage Rates for Argenta, Illinois 62501 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Argenta, Illinois and around Macon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Argenta, Illinois 62501

If you’re looking to buy a new home in Argenta, we have compiled a list of the leading mortgage brokers around Argenta, Illinois 62501 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

2950 N Water St

Decatur IL 62501

(217) 875-5967

http://www.wellsfargo.com/mortgage/

State Finance Co.

701 W Pershing Rd

Decatur IL 62501

(217) 872-7666

World Finance

3745 N Woodford St

Decatur IL 62501

(217) 876-9168

http://www.worldfinance.com/

Wintrust Mortgage

1610 E Pershing Rd

Decatur IL 62501

(217) 875-7149

Farm Credit Service

2415 E Mound Rd

Decatur IL 62501

(217) 877-3141

http://farmcreditnetwork.com

Address

2950 N Water St

Decatur IL

Contact

(217) 875-5967

http://www.wellsfargo.com/mortgage/

Address

701 W Pershing Rd

Decatur IL

Contact

(217) 872-7666

Address

3745 N Woodford St

Decatur IL

Contact

(217) 876-9168

http://www.worldfinance.com/

News on Mortgages and Reverse Mortgages for Argenta, Illinois 62501