Compare Today’s Mortgage Rates in Argenta, Illinois 62501
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Argenta, Illinois 62501.
Our search engine thoroughly explores all home mortgage options in Argenta, Illinois 62501, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,341 in lifetime cash or $15 per month in Argenta and other areas of Macon county.
Summary of Average Mortgages in Argenta, Illinois 62501
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Interactive Mortgage Rate Projections for Argenta, Illinois 62501
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Argenta, IL 62501. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Argenta, Illinois 62501 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Argenta, Illinois and around Macon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Argenta, Illinois 62501
For those searching for a new home in Argenta, we have compiled a list of the top mortgage brokers located in and around Argenta, Illinois 62501 to assist you with your search.
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62501
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62501
(217) 872-7666
World Finance
3745 N Woodford St
Decatur IL 62501
(217) 876-9168
http://www.worldfinance.com/
Wintrust Mortgage
1610 E Pershing Rd
Decatur IL 62501
(217) 875-7149
Farm Credit Service
2415 E Mound Rd
Decatur IL 62501
(217) 877-3141
http://farmcreditnetwork.com
Address
2950 N Water St
Decatur IL
Contact
(217) 875-5967
http://www.wellsfargo.com/mortgage/
Address
701 W Pershing Rd
Decatur IL
Contact
(217) 872-7666
Address
3745 N Woodford St
Decatur IL
Contact
(217) 876-9168
http://www.worldfinance.com/