Compare Today’s Mortgage Rates in Athens, Illinois 62613
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Athens, Illinois 62613.
Our search engine thoroughly explores all home mortgage options in Athens, Illinois 62613, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,557 in lifetime cash or $18 per month in Athens and other areas of Menard county.
Summary of Average Mortgages in Athens, Illinois 62613
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Interactive Mortgage Rate Projections for Athens, Illinois 62613
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Athens, IL 62613. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Athens, Illinois 62613 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Athens, Illinois and around Menard county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Athens, Illinois 62613
For those searching for a new home in Athens, we have compiled a list of the top mortgage brokers located in and around Athens, Illinois 62613 to assist you with your search.
Central Illinois Loans
401 S State St
Beardstown IL 62613
(217) 323-2432
TitleMax Title Loans
1699 W Morton Ave
Jacksonville IL 62613
(217) 243-6306
webinquiries@titlemax.com
Heights Finance Corporation
1233 W Morton Ave
Jacksonville IL 62613
(217) 245-1059
customeradvocate@heightsfinance.com
Tower Loan
404 W Morton Ave
Jacksonville IL 62613
(217) 243-5118
http://towerloan.com
Dollars Today
1166 W Morton Ave
Jacksonville IL 62613
(217) 479-0033
dtinfo@dollars-today.com
Address
401 S State St
Beardstown IL
Contact
(217) 323-2432
Address
1699 W Morton Ave
Jacksonville IL
Contact
(217) 243-6306
webinquiries@titlemax.com
Address
1233 W Morton Ave
Jacksonville IL
Contact
(217) 245-1059
customeradvocate@heightsfinance.com