Compare Today’s Mortgage Rates for Athens, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Athens, Illinois 62613. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,392 or $15 / month in Athens and surrounding areas of Menard county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Athens, Illinois 62613.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Athens, Illinois 62613

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Athens, IL 62613, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Athens, Illinois 62613 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Athens, Illinois and around Menard county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Athens, Illinois 62613

If you’re looking to buy a new home in Athens, we have compiled a list of the leading mortgage brokers around Athens, Illinois 62613 to help you with your search.

Name
Address
Contact

Central Illinois Loans

401 S State St

Beardstown IL 62613

(217) 323-2432

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62613

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62613

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62613

(217) 243-5118

http://towerloan.com

Dollars Today

1166 W Morton Ave

Jacksonville IL 62613

(217) 479-0033

dtinfo@dollars-today.com

Address

401 S State St

Beardstown IL

Contact

(217) 323-2432

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

Address

1233 W Morton Ave

Jacksonville IL

Contact

(217) 245-1059

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Athens, Illinois 62613