Compare Today’s Mortgage Rates in Auburn, Illinois 62615
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Auburn, Illinois 62615.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Auburn, Illinois 62615. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,930 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Auburn and other areas of Sangamon county.
Summary of Average Mortgages in Auburn, Illinois 62615
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Interactive Mortgage Rate Projections for Auburn, Illinois 62615
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Auburn, IL 62615. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Auburn, Illinois 62615 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Auburn, Illinois and around Sangamon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Auburn, Illinois 62615
For those searching for a new home in Auburn, we have compiled a list of the top mortgage brokers located in and around Auburn, Illinois 62615 to assist you with your search.
Farm Credit Service
265 N Broad St
Carlinville IL 62615
(217) 854-9693
http://www.usfarmcredit.com/
United Community Bancorp
301 N Main St
Chatham IL 62615
(217) 483-2491
http://www.ucbbank.com
TitleMax Title Loans
1699 W Morton Ave
Jacksonville IL 62615
(217) 243-6306
webinquiries@titlemax.com
Heights Finance Corporation
1233 W Morton Ave
Jacksonville IL 62615
(217) 245-1059
customeradvocate@heightsfinance.com
Tower Loan
404 W Morton Ave
Jacksonville IL 62615
(217) 243-5118
http://towerloan.com
Address
265 N Broad St
Carlinville IL
Contact
(217) 854-9693
http://www.usfarmcredit.com/
Address
301 N Main St
Chatham IL
Contact
(217) 483-2491
http://www.ucbbank.com
Address
1699 W Morton Ave
Jacksonville IL
Contact
(217) 243-6306
webinquiries@titlemax.com