Compare Today’s Mortgage Rates for Augusta, Illinois

Pureloan searches mortgage lenders and major banks in Augusta, Illinois 62311 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,569 or $7 / month is expected in Augusta and other areas of Hancock county.

Pureloan’s search engine explores all home mortgage options in Augusta, Illinois 62311, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Augusta, Illinois 62311

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Augusta, IL 62311, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Augusta, Illinois 62311 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Augusta, Illinois and around Hancock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 75.76% 70.00% 73.91% 77.14% 77.78% 60.47% 65.22% 54.55%
avg mortgage rate 4.91% 4.75% 3.82% 3.97% 4.44% 4.06% 3.66% 3.96%
% 15 year fixed mortgage 18.18% 22.00% 19.57% 17.14% 13.89% 27.91% 26.09% 27.27%
avg mortgage rate 4.29% 3.88% 2.98% 3.08% 3.28% 3.07% 3.03% 3.67%
Avg credit score 751.17 741.52 756.20 757.14 748.28 753.02 761.04 755.64
Avg LTV (loan to value) 81.48% 80.04% 83.20% 77.09% 81.83% 79.42% 78.26% 82.09%
Avg DTI (debt to income) 31.45 30.22 29.89 29.69 29.28 32.37 27.85 33.27
% First time homebuyer 30.30% 30.00% 36.96% 31.43% 27.78% 11.63% 19.57% 27.27%
Avg mortgage insurance % 9.98% 4.98% 13.20% 5.91% 8.44% 8.56% 8.04% 10.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Augusta, Illinois 62311

If you’re looking to buy a new home in Augusta, we have compiled a list of the leading mortgage brokers around Augusta, Illinois 62311 to help you with your search.

Name
Address
Contact

Check 'n Go

421 N 32nd St

Quincy IL 62311

(217) 228-2000

http://www.checkngo.com/

Illinois Title Loans

1800 Broadway St

Quincy IL 62311

(217) 223-7471

http://www.illinoistitleloansinc.com/

TitleMax Title Loans

2535 Broadway St

Quincy IL 62311

(217) 223-1606

webinquiries@titlemax.com

Check 'n Go

3127 Broadway St

Quincy IL 62311

(217) 228-2000

comments@checkngo.com

Heights Finance Corporation

331 S 36th St

Quincy IL 62311

(217) 223-2596

admin@heightsfinance.com

Address

421 N 32nd St

Quincy IL

Contact

(217) 228-2000

http://www.checkngo.com/

Address

1800 Broadway St

Quincy IL

Contact

(217) 223-7471

http://www.illinoistitleloansinc.com/

Address

2535 Broadway St

Quincy IL

Contact

(217) 223-1606

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Augusta, Illinois 62311