Compare Today’s Mortgage Rates in Baldwin, Illinois 62217
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Baldwin, Illinois 62217.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,369 over the lifetime of your 30-year fixed loan, or a monthly savings of $9 in Baldwin and other areas of Randolph county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Baldwin, Illinois 62217
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Interactive Mortgage Rate Projections for Baldwin, Illinois 62217
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Baldwin, IL 62217. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Baldwin, Illinois 62217 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Baldwin, Illinois and around Randolph county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Baldwin, Illinois 62217
For those searching for a new home in Baldwin, we have compiled a list of the top mortgage brokers located in and around Baldwin, Illinois 62217 to assist you with your search.
AAA Community Finance
5112 N Belt W
Belleville IL 62217
(618) 222-0300
admin@aaacommunityfinance.com
Springleaf Financial Services
5720 N Belt W
Belleville IL 62217
(618) 235-5330
compliancehelpline@slfs.com
Midwest Title Loans
1610 N Illinois St
Swansea IL 62217
(618) 222-9771
https://www.midwesttitleloans.net/Locations/ILLINOIS/Swansea/1610-North-Illinois-St
Iberiabank Mortgage
4460 N Illinois St
Swansea IL 62217
(618) 222-7119
bryant@pulaskimortgage.com
TitleMax Title Loans
1718 N Illinois St
Swansea IL 62217
(618) 222-1063
webinquiries@titlemax.com
Address
5112 N Belt W
Belleville IL
Contact
(618) 222-0300
admin@aaacommunityfinance.com
Address
5720 N Belt W
Belleville IL
Contact
(618) 235-5330
compliancehelpline@slfs.com
Address
1610 N Illinois St
Swansea IL
Contact
(618) 222-9771
https://www.midwesttitleloans.net/Locations/ILLINOIS/Swansea/1610-North-Illinois-St