Compare Today’s Mortgage Rates for Baldwin, Illinois

Pureloan searches mortgage lenders and major banks in Baldwin, Illinois 62217 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,054 or $8 / month is expected in Baldwin and other areas of Randolph county.

Pureloan’s search engine explores all home mortgage options in Baldwin, Illinois 62217, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Baldwin, Illinois 62217

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Baldwin, IL 62217, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Baldwin, Illinois 62217 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Baldwin, Illinois and around Randolph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baldwin, Illinois 62217

If you’re looking to buy a new home in Baldwin, we have compiled a list of the leading mortgage brokers around Baldwin, Illinois 62217 to help you with your search.

Name
Address
Contact

AAA Community Finance

5112 N Belt W

Belleville IL 62217

(618) 222-0300

admin@aaacommunityfinance.com

Springleaf Financial Services

5720 N Belt W

Belleville IL 62217

(618) 235-5330

compliancehelpline@slfs.com

Midwest Title Loans

1610 N Illinois St

Swansea IL 62217

(618) 222-9771

https://www.midwesttitleloans.net/Locations/ILLINOIS/Swansea/1610-North-Illinois-St

Iberiabank Mortgage

4460 N Illinois St

Swansea IL 62217

(618) 222-7119

bryant@pulaskimortgage.com

TitleMax Title Loans

1718 N Illinois St

Swansea IL 62217

(618) 222-1063

webinquiries@titlemax.com

Address

5112 N Belt W

Belleville IL

Contact

(618) 222-0300

admin@aaacommunityfinance.com

Address

5720 N Belt W

Belleville IL

Contact

(618) 235-5330

compliancehelpline@slfs.com

Address

1610 N Illinois St

Swansea IL

Contact

(618) 222-9771

https://www.midwesttitleloans.net/Locations/ILLINOIS/Swansea/1610-North-Illinois-St

News on Mortgages and Reverse Mortgages for Baldwin, Illinois 62217