Compare Today’s Mortgage Rates in Beecher City, Illinois 62414
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Beecher City, Illinois 62414.
Our search engine thoroughly explores all home mortgage options in Beecher City, Illinois 62414, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,917 in lifetime cash or $8 per month in Beecher City and other areas of Effingham county.
Summary of Average Mortgages in Beecher City, Illinois 62414
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Interactive Mortgage Rate Projections for Beecher City, Illinois 62414
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Beecher City, IL 62414. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Beecher City, Illinois 62414 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Beecher City, Illinois and around Effingham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
% 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
% First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Beecher City, Illinois 62414
For those searching for a new home in Beecher City, we have compiled a list of the top mortgage brokers located in and around Beecher City, Illinois 62414 to assist you with your search.
Allendale Bancorp Inc.
301 E Main St
Allendale IL 62414
(618) 299-4411
http://e-firstnationalbank.com
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62414
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62414
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62414
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62414
(217) 347-2344
http://towerloan.com
Address
301 E Main St
Allendale IL
Contact
(618) 299-4411
http://e-firstnationalbank.com
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com