Compare Today’s Mortgage Rates for Belleville, Illinois

Pureloan searches mortgage lenders and major banks in Belleville, Illinois 62220 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,829 or $11 / month is expected in Belleville and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Belleville, Illinois 62220, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Belleville, Illinois 62220

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Belleville, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Belleville, IL 62220, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Belleville, IL

Historical Mortgage Rates for Belleville, Illinois 62220 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Belleville, Illinois and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Belleville, Illinois 62220

If you’re looking to buy a new home in Belleville, we have compiled a list of the leading mortgage brokers around Belleville, Illinois 62220 to help you with your search.

Name
Address
Contact

Gateway Premium Budget

300 W Main St

Belleville IL 62220

(618) 233-0644

Debt Management

E Main St

Belleville IL 62220

(618) 277-4398

World Acceptance

119 E Main St

Belleville IL 62220

(618) 277-0366

http://worldacceptance.com

GMAC Mortgage

2100 S Illinois St

Belleville IL 62220

(618) 624-1000

them@gmacmortgage.com

Superior Mortgage

301 W A St

Belleville IL 62220

(618) 239-3800

http://www.superiorhomeloancenter.com

Address

300 W Main St

Belleville IL

Contact

(618) 233-0644

Address

E Main St

Belleville IL

Contact

(618) 277-4398

Address

119 E Main St

Belleville IL

Contact

(618) 277-0366

http://worldacceptance.com

News on Mortgages and Reverse Mortgages for Belleville, Illinois 62220