Compare Today’s Mortgage Rates in Benld, Illinois 62009
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Benld, Illinois 62009.
Our search engine thoroughly explores all home mortgage options in Benld, Illinois 62009, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $1,972 in lifetime cash or $5 per month in Benld and other areas of Macoupin county.
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Summary of Average Mortgages in Benld, Illinois 62009
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Benld, Illinois 62009
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Benld, IL 62009. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Benld, Illinois 62009 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Benld, Illinois and around Macoupin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
| avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
| % 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
| avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
| Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
| Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
| Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
| % First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
| Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Benld, Illinois 62009
For those searching for a new home in Benld, we have compiled a list of the top mortgage brokers located in and around Benld, Illinois 62009 to assist you with your search.
Name
Address
Contact
Cottage Hills Auto Credit
225 W MacArthur Dr
Cottage Hills IL 62009
(618) 258-1639
South Central Illinois Mortgage
200 Homer M Adams Pkwy
Alton IL 62009
(618) 465-5656
TitleMax Title Loans
3685 Nameoki Rd
Granite City IL 62009
(618) 451-7098
webinquiries@titlemax.com
Illinois Title Loans
3410 Nameoki Rd
Granite City IL 62009
(618) 451-2345
http://www.illinoistitleloansinc.com/
Midwest Title Loans
3715 Nameoki Rd
Granite City IL 62009
(618) 451-0000
https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd
Address
225 W MacArthur Dr
Cottage Hills IL
Contact
(618) 258-1639
Address
200 Homer M Adams Pkwy
Alton IL
Contact
(618) 465-5656
Address
3685 Nameoki Rd
Granite City IL
Contact
(618) 451-7098
webinquiries@titlemax.com