Compare Today’s Mortgage Rates in Berkeley, Illinois 60163
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Berkeley, Illinois 60163.
Our search engine thoroughly explores all home mortgage options in Berkeley, Illinois 60163, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,032 in lifetime cash or $31 per month in Berkeley and other areas of Cook county.
Summary of Average Mortgages in Berkeley, Illinois 60163
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Interactive Mortgage Rate Projections for Berkeley, Illinois 60163
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Berkeley, IL 60163. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Berkeley, Illinois 60163 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Berkeley, Illinois and around Cook county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 89.81% | 91.06% | 88.57% | 89.29% | 89.10% | 88.79% | 89.24% | 91.75% | |
avg mortgage rate | 4.16% | 3.93% | 4.14% | 4.48% | 4.03% | 3.94% | 4.68% | 5.00% | |
% 15 year fixed mortgage | 8.48% | 7.44% | 9.36% | 8.88% | 9.43% | 8.99% | 8.31% | 6.87% | |
avg mortgage rate | 3.47% | 3.18% | 3.33% | 3.53% | 3.18% | 3.28% | 3.99% | 4.40% | |
Avg credit score | 751.40 | 751.98 | 750.95 | 753.55 | 757.28 | 760.88 | 762.15 | 759.54 | |
Avg LTV (loan to value) | 82.25% | 82.77% | 82.47% | 81.55% | 80.85% | 79.50% | 77.43% | 76.24% | |
Avg DTI (debt to income) | 36.11 | 35.77 | 35.61 | 35.19 | 34.70 | 34.07 | 34.53 | 34.55 | |
% First time homebuyer | 39.12% | 41.15% | 43.55% | 41.97% | 41.95% | 36.61% | 37.42% | 40.72% | |
Avg mortgage insurance % | 11.78% | 12.65% | 12.73% | 11.35% | 10.06% | 8.36% | 5.62% | 4.29% |
Best Mortgage Brokers around Berkeley, Illinois 60163
For those searching for a new home in Berkeley, we have compiled a list of the top mortgage brokers located in and around Berkeley, Illinois 60163 to assist you with your search.
Check 'n Go
1909 N Mannheim Rd
Melrose Park IL 60163
(708) 344-1256
comments@checkngo.com
Springleaf Financial Services
3519 W Lake St
Melrose Park IL 60163
(708) 865-0367
compliancehelpline@slfs.com
Melrose Park Gold & Silver
1300 W Lake St
Melrose Park IL 60163
(708) 450-0002
http://www.stoneparkpawnshop.com/
Skyline Mortgage
147 N 15th Ave
Melrose Park IL 60163
(708) 345-9707
Cash Direct
2130 W North Ave
Melrose Park IL 60163
(708) 615-9900
Address
1909 N Mannheim Rd
Melrose Park IL
Contact
(708) 344-1256
comments@checkngo.com
Address
3519 W Lake St
Melrose Park IL
Contact
(708) 865-0367
compliancehelpline@slfs.com
Address
1300 W Lake St
Melrose Park IL
Contact
(708) 450-0002
http://www.stoneparkpawnshop.com/